A+
10%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Junction City Kansas National
Cost of living9090100
Groceries9697100
Health care9896100
Housing8177100
Transportation9296100
Utilities9495100
Lifestyle & Entertainment9194100
Household Items9497100
Education & Childcare9193100
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An Overview of Cost of Living in Junction City, KS

Getting a feel for the cost of living in Junction City is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Junction City is 90, which is 10% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Junction City are priced in a manner consistent with other areas. This means that residents of Junction City can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Junction City Affordable?

Wondering if Junction City is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Junction City, for example, the median home price is 24% lower than what folks pay nationally, and monthly rent is 8.9% lower than the usual rates. Plus, income levels matter too, with Junction City boasting a median household income of $77,109, which is 5.2% lower than the national average.

What Factors can Influence the Cost of Living in Junction City?

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Junction City, the housing index comes in at 19.5% lower than the national average.

Where is the Data From?

The Junction City cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Junction City is equal to the Kansas average
  • The cost of living in Junction City is 10% lower than the national average
  • Junction City housing is 19% lower than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Junction City

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Compare Junction City, KS Cost of Living

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,979$8,915$2,496$3,210
      Renters$63,922$5,327$1,491$1,918
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Junction City, KS, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Junction City homeowners, is $106,979. This would allow for a maximum of $2,496 per month to be spent on housing costs. For renters, the median monthly income is $63,922 which would result in a maximum of $1,491 to be spent on rental costs.

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Detroit, KS1548118.7%
      Grandview Plaza, KS1,9948119.3%
      Dwight, KS2328118.5%
      Enterprise, KS8398416.2%
      Ogden, KS1,5168713.3%
      Junction City, KS23,460909.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Acworth, GA23,4591043.9%
      New Brighton, MN23,45911211.5%
      Winter Gardens, CA23,44714847.8%
      Morton Grove, IL23,47912626.4%
      Winchester, MA23,430211111.3%
      Junction City, KS23,460909.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.