| Index | Morton Grove | Illinois | National |
| Cost of living | 126 | 98 | 100 |
| Groceries | 98 | 100 | 100 |
| Health care | 99 | 100 | 100 |
| Housing | 189 | 95 | 100 |
| Transportation | 102 | 101 | 100 |
| Utilities | 97 | 99 | 100 |
| Lifestyle & Entertainment | 102 | 100 | 100 |
| Household Items | 98 | 100 | 100 |
| Education & Childcare | 102 | 100 | 100 |
The cost of living in Morton Grove affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Morton Grove is 126, which is 26% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If you value affordability in your search for a new place to live, Morton Grove may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Morton Grove falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs are a very significant part of the Morton Grove cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 89.2% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Nobody knows their city better than the people who actually live there. So, we asked 5 local residents how they would rate the cost of living in Morton Grove and this is how they responded. 40% of people said that the cost of living was affordable, with prices decreasing, while 60% of people said that the cost of living was very expensive and prices continue to rise.
Wondering if Morton Grove is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Morton Grove, for example, the median home price is 78.9% higher than what folks pay nationally, and monthly rent is 113.3% higher than the usual rates. Plus, income levels matter too, with Morton Grove boasting a median household income of $129,357, which is 59% higher than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Morton Grove, the general sales tax rate starts at 6.25%, and income tax rates begin at 4.95%.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Morton Grove, healthcare costs are 1.1% lower than the national average.
The cost of living estimates displayed for Morton Grove are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $138,791 | $11,566 | $3,238 | $4,164 |
| Renters | $65,706 | $5,476 | $1,533 | $1,971 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Maywood, IL | 23,986 | 96 | 3.6% |
| Broadview, IL | 7,841 | 99 | 0.9% |
| Bellwood, IL | 19,287 | 99 | 1.0% |
| Cicero, IL | 84,320 | 100 | 0.3% |
| Berkeley, IL | 5,266 | 100 | 0.2% |
| Morton Grove, IL | 23,479 | 126 | 26.4% |
| City | Population | Cost of Living Index | National Avg. |
| Junction City, KS | 23,460 | 90 | 9.9% |
| Acworth, GA | 23,459 | 104 | 3.9% |
| New Brighton, MN | 23,459 | 112 | 11.5% |
| Kingsville, ON | 23,502 | n/a | |
| Winter Gardens, CA | 23,447 | 148 | 47.8% |
| Morton Grove, IL | 23,479 | 126 | 26.4% |
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