Westborough cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWestboroughMassachusettsNational
Cost of living index136131100
IndexWestboroughMassachusettsNational
Goods & Services index129122100
Groceries index111109100
Health care index120121100
Housing index169165100
Transportation index114107100
Utilities index120114100
A general summary of the cost of living index in Westborough, MA is shown above. Compared to the state average of Massachusetts the cost of living index in Westborough, MA is 136, which is 4% higher than the average in Massachusetts and compared to the national average it is 36% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Westborough, MA goods and services come in at 6% higher than the average in Massachusetts and are 29% higher than compared to the nationwide average.
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Did you know?

  • The cost of living in Westborough is 4% higher than the Massachusetts average.
  • The cost of living in Westborough is 36% higher than the national average.
  • The cost of housing in Westborough is 69% higher than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 129% higher than the national average.

Compare Westborough, MA Cost of living To Other Cities

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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator allows you to compare how much your current salary in Westborough, MA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Westborough, MA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Westborough, MA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$118,458$9,872$2,764$3,554
      Renters$52,500$4,375$1,225$1,575
      The affordability of the housing market in Westborough, MA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Westborough, MA homeowners, the median income is $118,458. This indicates that a monthly maximum of $2,764 should be spent by homeowners on all housing related costs. Renters have a median income of $52,500. This indicates that renters should have a maximum of $1,225 used for their rent related monthly costs.

      Massachusetts Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Massachusetts6.25%6.25%

      Massachusetts Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Massachusetts5.1%5.1%
      The Massachusetts sales tax and Massachusetts income tax rates should definitely be considered when determining the overall cost of living in Westborough, MA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Massachusetts sales tax is 6.25% and the maximum surtax is 6.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Massachusetts income tax rates range from 5.1% to 5.1%.

      Goods & Services

      ItemWestboroughNational avg.Difference
      Haircut $16.68$17.494.6%
      Beauty Salon $50.37$38.1732.0%
      Toothpaste $2.75$2.3218.6%
      Shampoo $1.02$1.010.4%
      Movie $12.55$10.7217.0%
      Bowling $5.61$13.8659.5%

      Groceries

      ItemWestboroughNational avg.Difference
      Ground Beef $3.34$3.9014.4%
      Fried Chicken $1.71$1.4022.3%
      Milk $2.49$1.9627.1%
      Potatoes $3.30$3.183.7%
      Pizza $11.30$10.398.8%
      Beer $9.60$9.234.1%

      Health Care

      ItemWestboroughNational avg.Difference
      Optometrist $136.98$106.3428.8%
      Doctor $151.91$115.2531.8%
      Dentist $110.63$98.3812.4%
      Ibuprofen $9.27$9.260.1%
      Lipitor $409.74$466.4712.2%

      Housing

      ItemWestboroughNational avg.Difference
      Home Price $354,900.00$184,700.0092.1%
      Avg. Mortgage Payment $2,350.45$1,273.3284.6%
      Apartment Rent $1,095.00$949.0015.4%

      Transportation

      ItemWestboroughNational avg.Difference
      Gasoline $2.42$2.596.5%
      Tire Balancing $59.24$48.9021.2%

      Utilities

      ItemWestboroughNational avg.Difference
      All Electricity$217.29$167.6029.6%
      Phone $31.08$163.4281.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Oxford, MA5,92711717%
      Worcester, MA183,67711818%
      Clinton, MA7,23211616%
      East Douglas, MA2,42012323%
      Whitinsville, MA6,83112424%
      Westborough, MA4,05713636%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Haleyville, AL4,05779-21%
      Chagrin Falls, OH4,05612121%
      Baxter Springs, KS4,05678-22%
      North El Monte, CA4,05815959%
      North Great River, NY4,05614141%
      Westborough, MA4,05713636%
      Source: The Westborough, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.