Cost of Living in Westborough, MA

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F
40%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
102%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Westborough Massachusetts National
Cost of living140131100
Groceries109109100
Health care115116100
Housing202169100
Transportation116115100
Utilities115117100
Lifestyle & Entertainment116115100
Household Items107109100
Education & Childcare121127100
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Homes For Sale In Westborough, MA

property for sale

500 Union St #5404

Westborough, MA
property for sale

19 Imperial Ct #19

Westborough, MA
property for sale

5 Peters Farm Way #7107

Westborough, MA
property for sale

6 Brewer Dr

Westborough, MA

Cost Of Living Quick Facts

  • The cost of living in Westborough is 7% higher than the Massachusetts average
  • The cost of living in Westborough is 40% higher than the national average
  • Westborough housing is 102% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Westborough

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$189,934$15,828$4,431$5,699
      Renters$77,789$6,482$1,815$2,334
      The affordability of the housing market in Westborough, MA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Westborough homeowners, the median income is $189,934. This indicates that a monthly maximum of $4,431 should be spent by homeowners on all housing related costs. Renters have a median income of $77,789. This indicates that renters would have a maximum of $1,815 for their rent related monthly costs.

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oxford, MA6,05311817.7%
      Worcester, MA189,03512020.3%
      Clinton, MA7,22211919.0%
      South Lancaster, MA1,62811919.1%
      East Douglas, MA3,07312020.0%
      Westborough, MA4,15014040.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ellenville, NY4,150991.0%
      Lolo, MT4,14911010.0%
      Fulton, MD4,15117473.6%
      Amity Gardens, PA4,1521099.5%
      McLoud, OK4,1478812.1%
      Westborough, MA4,15014040.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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