Cost Of Living in Lolo, MT

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A-

10%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

30%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Lolo	Montana	National
Cost of living	110	102	100
Groceries	105	103	100
Health care	103	102	100
Housing	130	101	100
Transportation	98	100	100
Utilities	102	104	100
Lifestyle & Entertainment	103	100	100
Household Items	99	100	100
Education & Childcare	101	102	100

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Homes For Sale In Lolo, MT

10011 Gateway Rd #10

Lolo, MT

12110 Expedition Ct

Lolo, MT

6896 Jack Pine Ct

Lolo, MT

13275 Balsamroot Rd

Lolo, MT

Cost Of Living Quick Facts

The cost of living in Lolo is 8% higher than the Montana average
The cost of living in Lolo is 10% higher than the national average
Lolo housing is 30% higher than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,018	$7,835	$2,194	$2,821
Renters	$70,935	$5,911	$1,655	$2,128

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bonner-West Riverside, MT	1,451	99	0.9%
East Missoula, MT	2,263	106	6.1%
Missoula, MT	77,349	114	13.8%
Piltzville, MT	713	115	14.7%
Orchard Homes, MT	5,688	117	16.7%
Lolo, MT	4,149	110	10.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Westborough, MA	4,150	140	40.0%
Ellenville, NY	4,150	99	1.0%
McLoud, OK	4,147	88	12.1%
Fulton, MD	4,151	174	73.6%
Lakewood, IL	4,146	136	36.0%
Lolo, MT	4,149	110	10.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Lolo, MT

Homes For Sale In Lolo, MT

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Lolo

Compare Lolo, MT Cost of Living

The best places in Montana

Salary Calculator

Median Income & Debt-To-Income Ratio

Montana Sales Tax

Montana Income Tax

Nearby cities with low cost of living

Cities with similar population