Cost of Living in McLoud, OK

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12%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index McLoud Oklahoma National
Cost of living8888100
Groceries9996100
Health care9795100
Housing6770100
Transportation9796100
Utilities9796100
Lifestyle & Entertainment9594100
Household Items9897100
Education & Childcare9393100
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Homes For Sale In McLoud, OK

property for sale

13414 Dewberry Rd

McLoud, OK
property for sale

13406 Dewberry Rd

McLoud, OK
property for sale

1 Horseshoe Ln

McLoud, OK
property for sale

202 S Pottawatomie Rd

Harrah, OK

Cost Of Living Quick Facts

  • The cost of living in McLoud is equal to the Oklahoma average
  • The cost of living in McLoud is 12% lower than the national average
  • McLoud housing is 33% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around McLoud

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,686$7,474$2,093$2,691
      Renters$58,432$4,869$1,363$1,753
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in McLoud, OK, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In McLoud, homeowners have a median income of $89,686. Using that number, a maximum of $2,093 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $58,432, which means there is a maximum of $1,363 to be spent on the costs of renting a home or apartment.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Brooksville, OK52973.2%
      Spencer, OK4,1338119.0%
      Meeker, OK1,1918317.0%
      Tecumseh, OK6,9778614.5%
      Shawnee, OK32,4888712.6%
      McLoud, OK4,1478812.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lakewood, IL4,14613636.0%
      Rosewood Heights, IL4,1468811.6%
      Fredericktown, MO4,1468515.5%
      Paintsville, KY4,145919.0%
      Lolo, MT4,14911010.0%
      McLoud, OK4,1478812.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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