F
22%
Overall NAT. AVG.
14%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Victorville California National
Cost of living122141100
Groceries114111100
Health care120116100
Housing134197100
Transportation116118100
Utilities123119100
Lifestyle & Entertainment118120100
Household Items112111100
Education & Childcare124127100
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An Overview of Cost of Living in Victorville, CA

Getting a feel for the cost of living in Victorville is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Victorville is 122, which is 22% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you prioritize affordability when seeking a new place to live, Victorville may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Victorville falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs are a very significant part of the Victorville cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 33.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Everyday household expenses like cleaning products, laundry detergent, toiletries, and kitchen basics can quickly add up over time and make up 8% of the cost of living index. In Victorville, you can expect to spend 11.7% more than average on these recurring essentials, which increases your overall monthly cost of living.

The substantial and relentless rise in grocery prices definitely warrants some attention. Over the past two years, grocery expenses have escalated by more than 10%. Having said that, the situation in Victorville is even less favorable, with grocery prices here being 14% higher than the national average.

What Do Locals Say About the Cost of Living in Victorville?

Nobody knows their city better than the people who actually live there. So, we asked 13 local residents how they would rate the cost of living in Victorville and this is how they responded. 38% of people said that the cost of living was affordable, with prices decreasing, while 62% of people said that the cost of living was very expensive and prices continue to rise.

Is Victorville Affordable?

Is Victorville affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Victorville, the median home price is 33.1% higher than the national average and monthly rent prices are 35.2% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Victorville boasting a median household income of $82,368, 1.3% higher than the national average.

What Factors can Influence the Cost of Living in Victorville?

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Victorville, the housing index stands at 33.8% higher than the national average.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Victorville, the groceries index is 14% higher than the national average.

Where is the Data From?

The Victorville cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Victorville is 13% lower than the California average
  • The cost of living in Victorville is 22% higher than the national average
  • Victorville housing is 34% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Victorville

See all the best places to live around Victorville

Compare Victorville, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,525$8,877$2,485$3,196
      Renters$58,585$4,882$1,367$1,758
      A good indicator of the general affordability of housing in Victorville, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Victorville, the median monthly income is $106,525 for those who own their own homes. Under the standard rule, that income level would allow for $2,485 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $58,585, per the median income in the area. That would allow for renters to spend up to $1,367 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Adelanto, CA35,08111615.8%
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      Hesperia, CA98,41912322.5%
      Apple Valley, CA75,21712322.8%
      Silver Lakes, CA6,24812120.6%
      Victorville, CA126,10412222.5%

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      City Population Cost of Living Index National Avg.
      Saanich, BC125,800n/a 
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      Odessa, TX125,590981.7%
      Columbia, MO125,4311000.1%
      Hartford, CT125,3971065.6%
      Victorville, CA126,10412222.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.