Columbia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9690100
Goods & Services index9793100
Groceries index9898100
Health care index10097100
Housing index9378100
Transportation index9594100
Utilities index97103100
Displayed above is a general overview of the Columbia, MO cost of living index. The overall cost of living index in Columbia, MO is 96, which is 6% higher than the Missouri average and 4% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Columbia, MO are 4% higher than the Missouri average and 3% lower than the national average.
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Did you know?

  • The cost of living in Columbia is 6% higher than the Missouri average.
  • The cost of living in Columbia is 4% lower than the national average.
  • The cost of housing in Columbia is 7% lower than the national average.
  • Missouri general sales tax is 17% lower than the national average.
  • Missouri state income tax is 33% lower than the national average.

Compare Columbia, MO Cost of living To Other Cities

Salary Calculator

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Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Columbia, MO would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Columbia, MO, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Columbia, MO salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Columbia, MO by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Columbia, MO have a median income of $79,897. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,864 per month to avoid calamity and poverty. The renters in the city have an income of about $25,965, which would make their monthly maximum allowable rental costs $606.

Missouri Sales Tax

StateGeneral Sales TaxWith Max Surtax

Missouri Income Tax

StateIncome Tax (Low)Income Tax (High)
The Missouri sales tax and Missouri income tax rates should definitely be considered when determining the overall cost of living in Columbia, MO. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Missouri sales tax is 4.225% and the maximum surtax is 10.85%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Missouri income tax rates range from 1.5% to 6%.

Goods & Services

ItemColumbiaNational avg.Difference
Haircut $15.44$16.094.0%
Beauty Salon $36.29$37.332.8%
Toothpaste $2.42$2.451.3%
Shampoo $0.84$1.0016.0%
Movie $10.05$10.282.2%
Bowling $5.00$4.931.4%


ItemColumbiaNational avg.Difference
Ground Beef $3.32$3.8012.6%
Fried Chicken $1.42$1.401.7%
Milk $2.14$2.016.6%
Potatoes $2.64$3.0112.3%
Pizza $10.10$9.892.2%
Beer $8.54$8.904.0%

Health Care

ItemColumbiaNational avg.Difference
Optometrist $81.33$102.1620.4%
Doctor $127.06$108.3617.3%
Dentist $80.51$92.5313.0%
Ibuprofen $8.77$9.285.5%
Lipitor $459.88$425.828.0%


ItemColumbiaNational avg.Difference
Home Price $178,600.00$184,700.003.3%
Avg. Mortgage Payment $1,055.24$1,202.4412.2%
Apartment Rent $803.00$949.0015.4%


ItemColumbiaNational avg.Difference
Gasoline $2.16$2.243.6%
Tire Balancing $42.29$46.298.7%


ItemColumbiaNational avg.Difference
All Electricity$162.17$165.962.3%
Phone $27.96$28.682.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
McBaine, MO897-3%
Wooldridge, MO2778-22%
Lupus, MO3078-22%
Huntsdale, MO3183-17%
Jamestown, MO34584-16%
Columbia, MO117,16596-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Independence, MO117,21785-15%
Springfield, IL116,74591-9%
Beaumont, TX117,72989-11%
Ann Arbor, MI118,0871088%
Peoria, IL115,99093-7%
Columbia, MO117,16596-4%
Source: The Columbia, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.
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