D-
16%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Adelanto California National
Cost of living116141100
Groceries108111100
Health care111116100
Housing121197100
Transportation117118100
Utilities115119100
Lifestyle & Entertainment118120100
Household Items107111100
Education & Childcare122127100
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An Overview of Cost of Living in Adelanto, CA

Understanding the cost of living in Adelanto can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Adelanto cost of living index is 116, which is 16% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

When it comes to the cost of living in Adelanto, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 21.3% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Adelanto Affordable?

Is Adelanto an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Adelanto is 19.3% higher than the national average, while the average monthly rent prices are 25.9% higher than average. The affordability of any location can also be influenced by median income levels. Adelanto has a median household income of $74,020, which is 9% lower than the national average.

What Factors can Influence the Cost of Living in Adelanto?

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Adelanto, is 21.3% higher than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Adelanto, the transportation index stands at 16.6% higher than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The Adelanto cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Adelanto is 18% lower than the California average
  • The cost of living in Adelanto is 16% higher than the national average
  • Adelanto housing is 21% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Adelanto

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Compare Adelanto, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,658$7,388$2,069$2,660
      Renters$59,693$4,974$1,393$1,791
      A good indicator of the general affordability of housing in Adelanto, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Adelanto, the median monthly income is $88,658 for those who own their own homes. Under the standard rule, that income level would allow for $2,069 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $59,693, per the median income in the area. That would allow for renters to spend up to $1,393 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mountain View Acres, CA3,81412221.9%
      Victorville, CA126,10412222.5%
      Hesperia, CA98,41912322.5%
      Apple Valley, CA75,21712322.8%
      Silver Lakes, CA6,24812120.6%
      Adelanto, CA35,08111615.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wenatchee, WA35,09111716.5%
      Salisbury, NC35,060946.0%
      Sun Prairie, WI35,1071109.5%
      Newark, DE35,11711514.5%
      Chester, PA35,1178613.9%
      Adelanto, CA35,08111615.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.