San Bruno, California Cost Of Living

Buy Rent

F

Overall 83%

Goods & Services 23%

Housing 211%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	San Bruno	California	National
Cost of living	183	140	100
Goods & Services	123	109	100
Groceries	130	112	100
Health care	123	109	100
Housing	311	196	100
Transportation	143	132	100
Utilities	134	127	100

Key findings

The cost of living in San Bruno is 31% higher than the California average
The cost of living in San Bruno is 83% higher than the national average
San Bruno housing is 211% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$102,431	$8,536	$2,390	$3,073
Renters	$77,878	$6,490	$1,817	$2,337

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in San Bruno, CA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In San Bruno, homeowners have a median income of $102,431. Using that number, a maximum of $2,390 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $77,878, which means there is a maximum of $1,817 to be spent on the costs of renting a home or apartment.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	San Bruno	National avg.	Difference
Haircut	$23.94	$20.27	18.1%
Beauty Salon	$76.38	$40.39	89.1%
Toothpaste	$2.93	$2.36	24.1%
Shampoo	$1.32	$1.08	22.6%
Movie	$16.04	$10.99	46.0%
Bowling	$20.50	$15.49	32.3%

Groceries

Item	San Bruno	National avg.	Difference
Ground Beef	$4.38	$4.30	1.8%
Fried Chicken	$1.80	$1.40	28.9%
Milk	$2.55	$2.20	15.9%
Potatoes	$3.74	$3.22	16.3%
Pizza	$12.49	$10.74	16.3%
Beer	$10.21	$9.60	6.4%

Health Care

Item	San Bruno	National avg.	Difference
Optometrist	$136.56	$109.73	24.5%
Doctor	$148.50	$118.34	25.5%
Dentist	$133.23	$100.94	32.0%
Ibuprofen	$12.21	$9.93	23.0%
Lipitor	$479.93	$469.53	2.2%

Housing

Item	San Bruno	National avg.	Difference
Home Price	$668,700.00	$184,700.00	262.0%
Avg. Mortgage Payment	$4,448.29	$1,229.62	261.8%
Apartment Rent	$1,834.00	$949.00	93.3%

Transportation

Item	San Bruno	National avg.	Difference
Gasoline	$4.03	$2.71	48.5%
Tire Balancing	$69.34	$51.86	33.7%

Utilities

Item	San Bruno	National avg.	Difference
All Electricity	$266.44	$170.84	56.0%
Phone	$196.49	$187.18	5.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
San Leandro, CA	89,039	149	49.0%
Emeryville, CA	11,111	150	49.7%
Oakland, CA	412,040	156	56.1%
Colma, CA	1,540	171	70.7%
Daly City, CA	105,543	176	76.3%
San Bruno, CA	42,736	183	83.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Belleville, IL	42,729	83	17.5%
Langford, BC	42,691	n/a
Salem, MA	42,804	132	31.6%
Bell Gardens, CA	42,805	127	27.3%
Moline, IL	42,805	89	11.4%
San Bruno, CA	42,736	183	83.4%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.