Daly City, CA Cost Of Living

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Daly City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Daly City	California	National
Cost of living index	179	140	100
Index	Daly City	California	National
Goods & Services index	137	111	100
Groceries index	127	118	100
Health care index	127	113	100
Housing index	288	196	100
Transportation index	141	128	100
Utilities index	122	118	100

Displayed above is a general overview of the Daly City, CA cost of living index. The overall cost of living index in Daly City, CA is 179, which is 28% higher than the California average and 79% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Daly City, CA are 23% higher than the California average and 37% higher than the national average.

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Did you know?

The cost of living in Daly City is 28% higher than the California average.
The cost of living in Daly City is 79% higher than the national average.
The cost of housing in Daly City is 188% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Daly City, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Daly City, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Daly City, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$96,200	$8,017	$2,245	$2,886
Renters	$61,302	$5,109	$1,430	$1,839

The affordability of the housing market in Daly City, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Daly City, CA homeowners, the median income is $96,200. This indicates that a monthly maximum of $2,245 should be spent by homeowners on all housing related costs. Renters have a median income of $61,302. This indicates that renters should have a maximum of $1,430 used for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When assessing the complete cost of living in Daly City, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.5%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

Item	Daly City	National avg.	Difference
Haircut	$23.67	$17.49	35.3%
Beauty Salon	$84.88	$38.17	122.4%
Toothpaste	$2.92	$2.32	25.8%
Shampoo	$1.37	$1.01	35.4%
Movie	$15.04	$10.72	40.2%
Bowling	$21.14	$13.86	52.5%

Groceries

Item	Daly City	National avg.	Difference
Ground Beef	$3.47	$3.90	11.0%
Fried Chicken	$1.39	$1.40	0.4%
Milk	$2.34	$1.96	19.3%
Potatoes	$2.57	$3.18	19.3%
Pizza	$13.99	$10.39	34.6%
Beer	$10.39	$9.23	12.6%

Health Care

Item	Daly City	National avg.	Difference
Optometrist	$143.14	$106.34	34.6%
Doctor	$154.00	$115.25	33.6%
Dentist	$138.14	$98.38	40.4%
Ibuprofen	$12.19	$9.26	31.6%
Lipitor	$435.97	$466.47	6.5%

Housing

Item	Daly City	National avg.	Difference
Home Price	$611,800.00	$184,700.00	231.2%
Avg. Mortgage Payment	$4,745.39	$1,273.32	272.7%
Apartment Rent	$1,769.00	$949.00	86.4%

Transportation

Item	Daly City	National avg.	Difference
Gasoline	$3.82	$2.59	47.5%
Tire Balancing	$65.75	$48.90	34.5%

Utilities

Item	Daly City	National avg.	Difference
All Electricity	$224.45	$167.60	33.9%
Phone	$195.57	$163.42	19.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Strawberry CDP (Tuolumne County), CA	116	133	33%
Emeryville, CA	11,111	152	52%
Oakland, CA	412,040	158	58%
Marin City, CA	3,115	167	67%
Colma, CA	1,540	174	74%
Daly City, CA	105,543	179	79%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Boulder, CO	105,420	142	42%
Pompano Beach, FL	106,004	100	0%
Wichita Falls, TX	105,013	81	-19%
West Palm Beach, FL	104,978	104	4%
North Charleston, SC	106,113	95	-5%
Daly City, CA	105,543	179	79%

Source: The Daly City, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Daly City, CA Cost of Living