Daly City, California Cost Of Living

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Overall 79%

Goods & Services 37%

Housing 188%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Daly City	California	National
Cost of living	179	140	100
Goods & Services	137	111	100
Groceries	127	118	100
Health care	127	113	100
Housing	288	196	100
Transportation	141	128	100
Utilities	122	118	100

Key findings

The cost of living in Daly City is 28% higher than the California average
The cost of living in Daly City is 79% higher than the national average
Daly City housing is 188% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$96,200	$8,017	$2,245	$2,886
Renters	$61,302	$5,109	$1,430	$1,839

The affordability of the housing market in Daly City, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Daly City homeowners, the median income is $96,200. This indicates that a monthly maximum of $2,245 should be spent by homeowners on all housing related costs. Renters have a median income of $61,302. This indicates that renters would have a maximum of $1,430 for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Daly City	National avg.	Difference
Haircut	$23.67	$17.49	35.3%
Beauty Salon	$84.88	$38.17	122.4%
Toothpaste	$2.92	$2.32	25.8%
Shampoo	$1.37	$1.01	35.4%
Movie	$15.04	$10.72	40.2%
Bowling	$21.14	$13.86	52.5%

Groceries

Item	Daly City	National avg.	Difference
Ground Beef	$3.47	$3.90	11.0%
Fried Chicken	$1.39	$1.40	0.4%
Milk	$2.34	$1.96	19.3%
Potatoes	$2.57	$3.18	19.3%
Pizza	$13.99	$10.39	34.6%
Beer	$10.39	$9.23	12.6%

Health Care

Item	Daly City	National avg.	Difference
Optometrist	$143.14	$106.34	34.6%
Doctor	$154.00	$115.25	33.6%
Dentist	$138.14	$98.38	40.4%
Ibuprofen	$12.19	$9.26	31.6%
Lipitor	$435.97	$466.47	6.5%

Housing

Item	Daly City	National avg.	Difference
Home Price	$611,800.00	$184,700.00	231.2%
Avg. Mortgage Payment	$4,745.39	$1,273.32	272.7%
Apartment Rent	$1,769.00	$949.00	86.4%

Transportation

Item	Daly City	National avg.	Difference
Gasoline	$3.82	$2.59	47.5%
Tire Balancing	$65.75	$48.90	34.5%

Utilities

Item	Daly City	National avg.	Difference
All Electricity	$224.45	$167.60	33.9%
Phone	$195.57	$163.42	19.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Strawberry CDP (Tuolumne County), CA	116	133	33%
Emeryville, CA	11,111	152	52%
Oakland, CA	412,040	158	58%
Marin City, CA	3,115	167	67%
Colma, CA	1,540	174	74%
Daly City, CA	105,543	179	79%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Boulder, CO	105,420	142	42%
Pompano Beach, FL	106,004	100	0%
Wichita Falls, TX	105,013	81	-19%
West Palm Beach, FL	104,978	104	4%
North Charleston, SC	106,113	95	-5%
Daly City, CA	105,543	179	79%

Source: The Daly City, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Daly City, CA Cost of Living

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