Cost Of Living in Colma, CA

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F

102%

Overall NAT. AVG.

17%

Groceries NAT. AVG.

292%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Colma	California	National
Cost of living	202	141	100
Groceries	117	111	100
Health care	115	116	100
Housing	392	197	100
Transportation	127	118	100
Utilities	126	119	100
Lifestyle & Entertainment	126	120	100
Household Items	110	111	100
Education & Childcare	130	127	100

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Homes For Sale In Colma, CA

889 McLellan Dr Unit 205

South San Francisco, CA

889 McLellan Dr #306

South San Francisco, CA

Cost Of Living Quick Facts

The cost of living in Colma is 44% higher than the California average
The cost of living in Colma is 102% higher than the national average
Colma housing is 292% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$208,310	$17,359	$4,860	$6,250
Renters	$160,038	$13,337	$3,734	$4,802

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Strawberry CDP (Tuolumne County), CA	119	115	15.1%
Emeryville, CA	12,131	171	71.1%
Oakland, CA	431,366	188	88.4%
Marin City, CA	3,138	199	98.5%
Daly City, CA	111,327	204	104.4%
Colma, CA	1,528	202	102.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Crane, MO	1,528	84	16.4%
Pioneer, OH	1,528	88	12.3%
St. David, AZ	1,527	92	7.9%
Belleair Beach, FL	1,529	174	74.5%
Bedford, IA	1,527	81	19.1%
Colma, CA	1,528	202	102.4%