San Leandro, CA Cost Of Living

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San Leandro cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	San Leandro	California	National
Cost of living index	151	140	100
Index	San Leandro	California	National
Goods & Services index	130	111	100
Groceries index	126	118	100
Health care index	127	113	100
Housing index	203	196	100
Transportation index	137	128	100
Utilities index	121	118	100

An overview of the general cost of living index for San Leandro, CA is displayed above for your reference. Residents in San Leandro, CA enjoy a cost of living index of 151. This index is 8% higher than the California average, and 51% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in San Leandro, CA, the average cost of goods and services is 16% higher than it is in California, and it is 30% higher than the national average.

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Did you know?

The cost of living in San Leandro is 8% higher than the California average.
The cost of living in San Leandro is 51% higher than the national average.
The cost of housing in San Leandro is 103% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in San Leandro, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of San Leandro, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the San Leandro, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$87,798	$7,317	$2,048	$2,634
Renters	$46,745	$3,895	$1,091	$1,402

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in San Leandro, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for San Leandro, CA homeowners, is $87,798. This would allow for a maximum of $2,048 per month to be spent on housing costs. For renters, the median monthly income is $46,745 which would result in a maximum of $1,091 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

One thing to keep in mind when considering the cost of living in San Leandro, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.25% and the maximum surtax that can be charged is 10.5%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 13.3%.

Goods & Services

Item	San Leandro	National avg.	Difference
Haircut	$19.71	$17.49	12.7%
Beauty Salon	$67.86	$38.17	77.8%
Toothpaste	$2.93	$2.32	26.2%
Shampoo	$1.33	$1.01	31.4%
Movie	$12.11	$10.72	12.9%
Bowling	$19.83	$13.86	43.1%

Groceries

Item	San Leandro	National avg.	Difference
Ground Beef	$3.71	$3.90	4.9%
Fried Chicken	$1.35	$1.40	3.3%
Milk	$2.39	$1.96	21.8%
Potatoes	$2.66	$3.18	16.4%
Pizza	$13.70	$10.39	31.8%
Beer	$10.49	$9.23	13.7%

Health Care

Item	San Leandro	National avg.	Difference
Optometrist	$136.71	$106.34	28.6%
Doctor	$150.71	$115.25	30.8%
Dentist	$139.14	$98.38	41.4%
Ibuprofen	$11.99	$9.26	29.5%
Lipitor	$442.32	$466.47	5.2%

Housing

Item	San Leandro	National avg.	Difference
Home Price	$426,900.00	$184,700.00	131.1%
Avg. Mortgage Payment	$3,196.29	$1,273.32	151.0%
Apartment Rent	$1,319.00	$949.00	39.0%

Transportation

Item	San Leandro	National avg.	Difference
Gasoline	$3.79	$2.59	46.2%
Tire Balancing	$61.00	$48.90	24.8%

Utilities

Item	San Leandro	National avg.	Difference
All Electricity	$228.47	$167.60	36.3%
Phone	$184.65	$163.42	13.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
North Gate, CA	465	129	29%
San Miguel CDP (San Luis Obispo County), CA	2,696	135	35%
Ashland, CA	24,288	140	40%
Cherryland, CA	15,066	140	40%
El Cerrito CDP, CA	5,699	146	46%
San Leandro, CA	89,039	151	51%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Fall River, MA	88,902	112	12%
Chico, CA	89,377	119	19%
Toms River, NJ	88,537	121	21%
San Tan Valley, AZ	88,507	97	-3%
Edmond, OK	88,342	95	-5%
San Leandro, CA	89,039	151	51%

Source: The San Leandro, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

San Leandro, CA Cost of Living