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Plainfield, IL Cost of Living

Plainfield cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPlainfieldIllinoisNational
Cost of living index11998100
IndexPlainfieldIllinoisNational
Goods & Services index9898100
Groceries index10097100
Health care index110100100
Housing index16195100
Transportation index117112100
Utilities index9097100
A general summary of the cost of living index in Plainfield, IL is shown above. Compared to the state average of Illinois the cost of living index in Plainfield, IL is 119, which is 21% higher than the average in Illinois and compared to the national average it is 19% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Plainfield, IL goods and services come in at equal to the average in Illinois and are 2% lower than compared to the nationwide average.

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Did you know?

  • The cost of living in Plainfield is 21% higher than the Illinois average.
  • The cost of living in Plainfield is 19% higher than the national average.
  • The cost of housing in Plainfield is 61% higher than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 123% higher than the national average.

The best places in Illinois

Here are the best places to live in IllinoisTop 10 best public schools in PlainfieldTop 10 cities in Illinois with the best education system10 best cities to buy a new house in Illinois

Compare Plainfield, IL Cost of living To Other Cities

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Using the salary calculator lets you compare the salary you earn in Plainfield, IL to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Plainfield, IL, you have to earn a higher income in order to still have the same standard of living. To operate the Plainfield, IL salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$123,475$10,290$2,881$3,705
      Renters$59,471$4,956$1,388$1,784
      One can approximate the cost of living and the housing affordability in Plainfield, IL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Plainfield, IL have a median income of $123,475. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,881 per month to avoid calamity and poverty. The renters in the city have an income of about $59,471, which would make their monthly maximum allowable rental costs $1,388.

      Illinois Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Illinois6.25%10.25%

      Illinois Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Illinois4.95%4.95%
      When considering the overall cost of living expenses in Plainfield, IL, it's important to take into account the sales tax for Illinois, as well as the rate for income tax in Illinois. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Illinois is 10.25%, and the sales tax in the state of Illinois is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Illinois starts from 4.95% and goes up to 4.95%.

      Goods & Services

      ItemPlainfieldNational avg.Difference
      Haircut $19.28$17.4910.2%
      Beauty Salon $39.33$38.173.0%
      Toothpaste $3.16$2.3236.2%
      Shampoo $0.96$1.015.1%
      Movie $10.54$10.721.7%
      Bowling $15.50$13.8611.8%

      Groceries

      ItemPlainfieldNational avg.Difference
      Ground Beef $3.96$3.901.5%
      Fried Chicken $1.62$1.4016.1%
      Milk $2.16$1.9610.1%
      Potatoes $2.93$3.187.9%
      Pizza $10.68$10.392.8%
      Beer $8.26$9.2310.5%

      Health Care

      ItemPlainfieldNational avg.Difference
      Optometrist $107.11$106.340.7%
      Doctor $157.40$115.2536.6%
      Dentist $103.57$98.385.3%
      Ibuprofen $8.97$9.263.1%
      Lipitor $447.13$466.474.1%

      Housing

      ItemPlainfieldNational avg.Difference
      Home Price $287,100.00$184,700.0055.4%
      Avg. Mortgage Payment $1,188.17$1,273.326.7%
      Apartment Rent $1,665.00$949.0075.4%

      Transportation

      ItemPlainfieldNational avg.Difference
      Gasoline $3.10$2.5919.7%
      Tire Balancing $56.78$48.9016.1%

      Utilities

      ItemPlainfieldNational avg.Difference
      All Electricity$131.81$167.6021.4%
      Phone $188.88$163.4215.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Ingalls Park, IL2,87290-10%
      Fairmont, IL2,51691-9%
      Preston Heights, IL2,91691-9%
      Plano, IL11,92993-7%
      Rockdale, IL2,15194-6%
      Plainfield, IL41,88111919%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Morgan Hill, CA41,83916565%
      Rohnert Park, CA41,92814545%
      Urbana, IL41,94190-10%
      Burleson, TX41,96296-4%
      Bozeman, MT41,76111010%
      Plainfield, IL41,88111919%
      Source: The Plainfield, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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