Pittsfield, Massachusetts Cost Of Living

B-

4%

Overall NAT. AVG.

8%

Goods & Services NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Pittsfield	Massachusetts	National
Cost of living	104	130	100
Goods & Services	108	117	100
Groceries	121	119	100
Health care	120	118	100
Housing	90	165	100
Transportation	113	111	100
Utilities	96	111	100

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Cost Of Living Quick Facts

The cost of living in Pittsfield is 20% lower than the Massachusetts average
The cost of living in Pittsfield is 4% higher than the national average
Pittsfield housing is 10% lower than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 122% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,187	$5,349	$1,498	$1,926
Renters	$24,714	$2,060	$577	$741

To approximate the cost of living and the housing affordability in Pittsfield, MA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Pittsfield have a median income of $64,187. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,498 per month to avoid calamity and poverty. The renters in the city have an income of about $24,714, which would make their monthly maximum allowable rental costs $577.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	5%

Goods & Services

Item	Pittsfield	National avg.	Difference
Haircut	$21.39	$20.27	5.5%
Beauty Salon	$42.67	$40.39	5.6%
Toothpaste	$3.08	$2.36	30.5%
Shampoo	$0.99	$1.08	8.0%
Movie	$8.68	$10.99	21.0%
Bowling	$15.89	$15.49	2.6%

Groceries

Item	Pittsfield	National avg.	Difference
Ground Beef	$5.08	$4.30	18.2%
Fried Chicken	$1.86	$1.40	32.7%
Milk	$2.46	$2.20	11.5%
Potatoes	$3.88	$3.22	20.5%
Pizza	$9.47	$10.74	11.9%
Beer	$10.62	$9.60	10.6%

Health Care

Item	Pittsfield	National avg.	Difference
Optometrist	$138.22	$109.73	26.0%
Doctor	$176.00	$118.34	48.7%
Dentist	$119.03	$100.94	17.9%
Ibuprofen	$9.46	$9.93	4.7%
Lipitor	$481.36	$469.53	2.5%

Housing

Item	Pittsfield	National avg.	Difference
Home Price	$170,900.00	$184,700.00	7.5%
Avg. Mortgage Payment	$1,762.44	$1,229.62	43.3%
Apartment Rent	$801.00	$949.00	15.6%

Transportation

Item	Pittsfield	National avg.	Difference
Gasoline	$2.73	$2.71	0.6%
Tire Balancing	$68.83	$51.86	32.7%

Utilities

Item	Pittsfield	National avg.	Difference
All Electricity	$161.36	$170.84	5.6%
Phone	$184.49	$187.18	1.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Adams, MA	5,412	100	0.3%
Chester, MA	789	104	3.8%
Averill Park, NY	1,316	103	3.0%
East Nassau, NY	641	106	6.0%
Cheshire, MA	647	106	6.4%
Pittsfield, MA	43,632	104	3.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Oakland Park, FL	43,660	104	4.1%
Lompoc, CA	43,678	115	15.4%
El Centro, CA	43,699	99	1.1%
North Miami Beach, FL	43,722	102	1.5%
Danville, CA	43,758	215	114.9%
Pittsfield, MA	43,632	104	3.9%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.