Cost Of Living in Chester, MA

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B

9%

Overall NAT. AVG.

10%

Groceries NAT. AVG.

2%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Chester	Massachusetts	National
Cost of living	109	131	100
Groceries	110	109	100
Health care	115	116	100
Housing	98	169	100
Transportation	116	115	100
Utilities	117	117	100
Lifestyle & Entertainment	112	115	100
Household Items	109	109	100
Education & Childcare	122	127	100

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Homes For Sale In Chester, MA

84 Middlefield Rd

Chester, MA

6 Maple St

Chester, MA

147 Chipman RD

Middlefield, MA

56 Middlefield Rd

Chester, MA

Cost Of Living Quick Facts

The cost of living in Chester is 17% lower than the Massachusetts average
The cost of living in Chester is 9% higher than the national average
Chester housing is 2% lower than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$117,375	$9,781	$2,739	$3,522
Renters	$0	$0	$0	$0

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pittsfield, MA	44,143	107	7.4%
Huntington, MA	698	109	9.4%
Russell, MA	678	111	10.8%
Blandford, MA	349	111	11.0%
Lee, MA	1,566	115	15.4%
Chester, MA	970	109	9.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Coosada, AL	970	92	7.7%
Treynor, IA	970	94	6.0%
Charlestown, NH	970	92	8.4%
Hummels Wharf, PA	970	95	4.7%
Skyland Estates, VA	970	104	4.1%
Chester, MA	970	109	9.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Chester, MA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Massachusetts Sales Tax

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Nearby cities with low cost of living

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