Cost of Living in Cheshire, MA

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A+
5%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cheshire Massachusetts National
Cost of living95131100
Groceries108109100
Health care115116100
Housing56169100
Transportation114115100
Utilities112117100
Lifestyle & Entertainment110115100
Household Items109109100
Education & Childcare122127100
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Homes For Sale In Cheshire, MA

property for sale

57 Church St

Cheshire, MA
property for sale

18 W Mountain Rd

Cheshire, MA
property for sale

12 South St

Cheshire, MA

Cost Of Living Quick Facts

  • The cost of living in Cheshire is 27% lower than the Massachusetts average
  • The cost of living in Cheshire is 5% lower than the national average
  • Cheshire housing is 44% lower than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Cheshire

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Compare Cheshire, MA Cost of Living

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      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$147,429$12,286$3,440$4,423

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Readsboro, VT317991.2%
      North Adams, MA13,2321043.7%
      Adams, MA5,8581043.8%
      Pittsfield, MA44,1431077.4%
      Lenox, MA2,05412020.2%
      Cheshire, MA705954.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Buckland, AK705990.9%
      Hodge, LA7058019.6%
      Scotts Corners, NY705214113.8%
      Nuangola, PA7051000.4%
      Graford, TX7058613.7%
      Cheshire, MA705954.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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