| Index | Ogden | Utah | National |
| Cost of living | 101 | 105 | 100 |
| Groceries | 100 | 101 | 100 |
| Health care | 103 | 101 | 100 |
| Housing | 102 | 113 | 100 |
| Transportation | 99 | 101 | 100 |
| Utilities | 98 | 101 | 100 |
| Lifestyle & Entertainment | 100 | 102 | 100 |
| Household Items | 104 | 102 | 100 |
| Education & Childcare | 107 | 105 | 100 |
The cost of living in Ogden affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Ogden is 101, which is 1% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
The cost of living in Ogden closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Ogden can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 11 residents in Ogden to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 64% find it reasonable with decreasing prices, but 36% think it's quite pricey, with prices that continue to rise.
Is Ogden affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Ogden, for instance, where the median home price falls 7.1% higher than the national average, and monthly rent rates are 10.2% lower than usual. Additionally, median income levels contribute to the equation, with Ogden flaunting a median household income of $84,649, 4.1% higher than the national norm.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Ogden, the groceries index is 0.2% higher than the national average.
The cost of living data for Ogden shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $106,375 | $8,865 | $2,482 | $3,192 |
| Renters | $58,313 | $4,859 | $1,361 | $1,750 |
| State | General Sales Tax | With Max Surtax |
| Utah | 6.1% | 8.35% |
| State | Income Tax (Low) | Income Tax (High) |
| Utah | 4.85% | 4.85% |
| City | Population | Cost of Living Index | National Avg. |
| Sunset, UT | 5,456 | 101 | 0.8% |
| Washington Terrace, UT | 9,422 | 104 | 4.0% |
| South Ogden, UT | 17,591 | 106 | 6.2% |
| Riverdale, UT | 9,077 | 106 | 6.0% |
| Clearfield, UT | 32,537 | 108 | 7.7% |
| Ogden, UT | 90,520 | 101 | 1.5% |
| City | Population | Cost of Living Index | National Avg. |
| Newton, MA | 90,578 | 207 | 106.6% |
| Citrus Heights, CA | 90,373 | 132 | 32.0% |
| Fort Smith, AR | 90,724 | 87 | 12.8% |
| Reading, PA | 90,906 | 88 | 12.4% |
| Champaign, IL | 90,911 | 98 | 2.4% |
| Ogden, UT | 90,520 | 101 | 1.5% |
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