| Index | Clearfield | Utah | National |
| Cost of living | 108 | 105 | 100 |
| Groceries | 102 | 101 | 100 |
| Health care | 100 | 101 | 100 |
| Housing | 121 | 113 | 100 |
| Transportation | 103 | 101 | 100 |
| Utilities | 102 | 101 | 100 |
| Lifestyle & Entertainment | 104 | 102 | 100 |
| Household Items | 102 | 102 | 100 |
| Education & Childcare | 102 | 105 | 100 |
Understanding the cost of living in Clearfield can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Clearfield cost of living index is 108, which is 8% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Clearfield is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Housing costs are a major factor in the Clearfield cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 20.8% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Is Clearfield affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Clearfield, the median home price is 22.8% higher than the national average and monthly rent prices are 16.1% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Clearfield boasting a median household income of $93,491, 14.9% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Clearfield, the groceries index is 2% higher than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Clearfield, the transportation index is 2.8% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
The cost of living estimates displayed for Clearfield are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $110,244 | $9,187 | $2,572 | $3,308 |
| Renters | $67,931 | $5,661 | $1,585 | $2,038 |
| State | General Sales Tax | With Max Surtax |
| Utah | 6.1% | 8.35% |
| State | Income Tax (Low) | Income Tax (High) |
| Utah | 4.85% | 4.85% |
| City | Population | Cost of Living Index | National Avg. |
| Sunset, UT | 5,456 | 101 | 0.8% |
| Ogden, UT | 90,520 | 101 | 1.5% |
| Washington Terrace, UT | 9,422 | 104 | 4.0% |
| South Ogden, UT | 17,591 | 106 | 6.2% |
| Riverdale, UT | 9,077 | 106 | 6.0% |
| Clearfield, UT | 32,537 | 108 | 7.7% |
| City | Population | Cost of Living Index | National Avg. |
| Okotoks, AB | 32,526 | n/a | |
| Alamogordo, NM | 32,584 | 90 | 9.9% |
| Shawnee, OK | 32,488 | 87 | 12.6% |
| Savage, MN | 32,591 | 119 | 19.5% |
| Redmond, OR | 32,599 | 117 | 17.3% |
| Clearfield, UT | 32,537 | 108 | 7.7% |
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