Cost of Living in Washington Terrace, UT

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A
4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Washington Terrace Utah National
Cost of living104105100
Groceries99101100
Health care102101100
Housing111113100
Transportation98101100
Utilities104101100
Lifestyle & Entertainment99102100
Household Items102102100
Education & Childcare106105100
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Homes For Sale In Washington Terrace, UT

property for sale

452 W 5300 S

Ogden, UT
property for sale

5188 S 300 E

Ogden, UT
property for sale

391 W 5100 S

Ogden, UT
property for sale

5145 S 350 E

Ogden, UT

Cost Of Living Quick Facts

  • The cost of living in Washington Terrace is 1% lower than the Utah average
  • The cost of living in Washington Terrace is 4% higher than the national average
  • Washington Terrace housing is 11% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Washington Terrace

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$124,511$10,376$2,905$3,736
      Renters$50,188$4,182$1,171$1,506
      A good way to judge both the affordability of the housing and the cost of living in Washington Terrace is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Washington Terrace has a median income of about $124,511 for people who own homes. Based on that number, a maximum of $2,905 should be spent on expenses related to housing. Renters have a slightly different median income, which is $50,188. Based on this average, renters should spend no more than $1,171 on all rental costs if they want to maintain a non-impoverished standard of living.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sunset, UT5,4561010.8%
      Ogden, UT90,5201011.5%
      South Ogden, UT17,5911066.2%
      Riverdale, UT9,0771066.0%
      Clearfield, UT32,5371087.7%
      Washington Terrace, UT9,4221044.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Nolensville, TN9,42214645.9%
      Greenville, RI9,42312222.1%
      Lenoir City, TN9,420927.7%
      Grinnell, IA9,424928.3%
      Charlotte, MI9,4198811.7%
      Washington Terrace, UT9,4221044.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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