| Index | Allendale | Oakland | California |
| Cost of living index | 148 | 158 | 140 |
| Index | Allendale | Oakland | California |
| Goods & Services index | 130 | 130 | 111 |
| Groceries index | 126 | 126 | 118 |
| Health care index | 127 | 127 | 113 |
| Housing index | 193 | 227 | 196 |
| Transportation index | 137 | 137 | 128 |
| Utilities index | 121 | 121 | 118 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $45,974 | $3,831 | $1,073 | $1,379 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Oakland | National avg. | Difference |
| Haircut | $19.71 | $17.49 | 12.7% |
| Beauty Salon | $67.86 | $38.17 | 77.8% |
| Toothpaste | $2.93 | $2.32 | 26.2% |
| Shampoo | $1.33 | $1.01 | 31.4% |
| Movie | $12.11 | $10.72 | 12.9% |
| Bowling | $19.83 | $13.86 | 43.1% |
| Item | Oakland | National avg. | Difference |
| Ground Beef | $3.71 | $3.90 | 4.9% |
| Fried Chicken | $1.35 | $1.40 | 3.3% |
| Milk | $2.39 | $1.96 | 21.8% |
| Potatoes | $2.66 | $3.18 | 16.4% |
| Pizza | $13.70 | $10.39 | 31.8% |
| Beer | $10.49 | $9.23 | 13.7% |
| Item | Oakland | National avg. | Difference |
| Optometrist | $136.71 | $106.34 | 28.6% |
| Doctor | $150.71 | $115.25 | 30.8% |
| Dentist | $139.14 | $98.38 | 41.4% |
| Ibuprofen | $11.99 | $9.26 | 29.5% |
| Lipitor | $442.32 | $466.47 | 5.2% |
| Item | Oakland | National avg. | Difference |
| Home Price | $500,500.00 | $184,700.00 | 171.0% |
| Avg. Mortgage Payment | $3,196.29 | $1,273.32 | 151.0% |
| Apartment Rent | $1,189.00 | $949.00 | 25.3% |
| Item | Oakland | National avg. | Difference |
| Gasoline | $3.79 | $2.59 | 46.2% |
| Tire Balancing | $61.00 | $48.90 | 24.8% |
| Item | Oakland | National avg. | Difference |
| All Electricity | $228.47 | $167.60 | 36.3% |
| Phone | $184.65 | $163.42 | 13.0% |
| City, State | Population | Cost of Living Index | National Avg. |
| North Gate, CA | 465 | 129 | 29% |
| Rollingwood, CA | 3,231 | 125 | 25% |
| San Pablo, CA | 29,991 | 126 | 26% |
| Montalvin Manor, CA | 3,174 | 127 | 27% |
| Pacheco, CA | 4,059 | 128 | 28% |
| Oakland, CA | 412,040 | 158 | 58% |
| City, State | Population | Cost of Living Index | National Avg. |
| Minneapolis, MN | 404,670 | 108 | 8% |
| Tulsa, OK | 399,906 | 87 | -13% |
| Miami, FL | 432,622 | 109 | 9% |
| Cleveland, OH | 389,165 | 85 | -15% |
| Wichita, KS | 388,033 | 90 | -10% |
| Oakland, CA | 412,040 | 158 | 58% |