Cost of Living in Pacheco, CA

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D+
11%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pacheco California National
Cost of living111141100
Groceries107111100
Health care114116100
Housing105197100
Transportation118118100
Utilities116119100
Lifestyle & Entertainment118120100
Household Items109111100
Education & Childcare122127100
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Homes For Sale In Pacheco, CA

property for sale

210 Chatham Ct

Pacheco, CA
property for sale

134 High St

Pacheco, CA
property for sale

129 Deodar Dr

Martinez, CA
property for sale

94 Elder Dr Unit H

Pacheco, CA

Cost Of Living Quick Facts

  • The cost of living in Pacheco is 21% lower than the California average
  • The cost of living in Pacheco is 11% higher than the national average
  • Pacheco housing is 5% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Pacheco

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,527$9,211$2,579$3,316
      Renters$141,549$11,796$3,303$4,247
      The affordability of the housing market in Pacheco, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Pacheco homeowners, the median income is $110,527. This indicates that a monthly maximum of $2,579 should be spent by homeowners on all housing related costs. Renters have a median income of $141,549. This indicates that renters would have a maximum of $3,303 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Port Costa, CA25111514.6%
      San Miguel CDP (San Luis Obispo County), CA2,80013029.5%
      Bay Point, CA26,22113434.4%
      El Cerrito CDP, CA5,89614141.1%
      San Pablo, CA32,02414039.7%
      Pacheco, CA4,95611111.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Westlake, LA4,9588614.3%
      East Merrimack, NH4,9591088.3%
      Nassau Village-Ratliff, FL4,9521043.7%
      Meridian, CO4,95014343.3%
      El Cerro Mission, NM4,9628712.8%
      Pacheco, CA4,95611111.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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