F
Overall 26%
Goods & Services 30%
Housing 20%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexSan PabloCaliforniaNational
Cost of living126140100
Goods & Services130111100
Groceries126118100
Health care127113100
Housing120196100
Transportation137128100
Utilities121118100

Key findings

  • The cost of living in San Pablo is 10% lower than the California average
  • The cost of living in San Pablo is 26% higher than the national average
  • San Pablo housing is 20% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 55% lower than the national average

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Compare San Pablo, CA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$58,106$4,842$1,356$1,743
      Renters$37,103$3,092$866$1,113
      To approximate the cost of living and the housing affordability in San Pablo, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in San Pablo have a median income of $58,106. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,356 per month to avoid calamity and poverty. The renters in the city have an income of about $37,103, which would make their monthly maximum allowable rental costs $866.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemSan PabloNational avg.Difference
      Haircut $19.71$17.4912.7%
      Beauty Salon $67.86$38.1777.8%
      Toothpaste $2.93$2.3226.2%
      Shampoo $1.33$1.0131.4%
      Movie $12.11$10.7212.9%
      Bowling $19.83$13.8643.1%

      Groceries

      ItemSan PabloNational avg.Difference
      Ground Beef $3.71$3.904.9%
      Fried Chicken $1.35$1.403.3%
      Milk $2.39$1.9621.8%
      Potatoes $2.66$3.1816.4%
      Pizza $13.70$10.3931.8%
      Beer $10.49$9.2313.7%

      Health Care

      ItemSan PabloNational avg.Difference
      Optometrist $136.71$106.3428.6%
      Doctor $150.71$115.2530.8%
      Dentist $139.14$98.3841.4%
      Ibuprofen $11.99$9.2629.5%
      Lipitor $442.32$466.475.2%

      Housing

      ItemSan PabloNational avg.Difference
      Home Price $221,400.00$184,700.0019.9%
      Avg. Mortgage Payment $3,196.29$1,273.32151.0%
      Apartment Rent $1,127.00$949.0018.8%

      Transportation

      ItemSan PabloNational avg.Difference
      Gasoline $3.79$2.5946.2%
      Tire Balancing $61.00$48.9024.8%

      Utilities

      ItemSan PabloNational avg.Difference
      All Electricity$228.47$167.6036.3%
      Phone $184.65$163.4213.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Strawberry CDP (Tuolumne County), CA11613333%
      Rollingwood, CA3,23112525%
      Port Costa, CA22812626%
      Montalvin Manor, CA3,17412727%
      Pacheco, CA4,05912828%
      San Pablo, CA29,99112626%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      North Chicago, IL30,02398-2%
      Walnut, CA30,02617474%
      Springfield, VA29,95214040%
      Rochester, NH30,0521033%
      Matthews, NC30,0541077%
      San Pablo, CA29,99112626%
      Source: The San Pablo, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.