Cost Of Living in El Cerrito CDP, CA

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F

41%

Overall NAT. AVG.

16%

Groceries NAT. AVG.

85%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	El Cerrito CDP	California	National
Cost of living	141	141	100
Groceries	116	111	100
Health care	114	116	100
Housing	185	197	100
Transportation	126	118	100
Utilities	123	119	100
Lifestyle & Entertainment	132	120	100
Household Items	114	111	100
Education & Childcare	139	127	100

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Cost Of Living Quick Facts

The cost of living in El Cerrito CDP is equal to the California average
The cost of living in El Cerrito CDP is 41% higher than the national average
El Cerrito CDP housing is 85% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$121,186	$10,099	$2,827	$3,636
Renters	$70,123	$5,844	$1,636	$2,104

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Port Costa, CA	251	115	14.6%
Strawberry CDP (Tuolumne County), CA	119	115	15.1%
Pacheco, CA	4,956	111	11.4%
San Miguel CDP (San Luis Obispo County), CA	2,800	130	29.5%
San Pablo, CA	32,024	140	39.7%
El Cerrito CDP, CA	5,896	141	41.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Northfield, IL	5,896	174	74.3%
Newtown Grant, PA	5,898	139	39.1%
Fellsmere, FL	5,893	94	5.8%
The Village of Indian Hill, OH	5,900	215	114.6%
Rancho Murieta, CA	5,891	158	58.3%
El Cerrito CDP, CA	5,896	141	41.1%