Cost of Living in North Richmond, CA

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F
44%
Overall NAT. AVG.
13%
Groceries NAT. AVG.
104%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Richmond California National
Cost of living144141100
Groceries113111100
Health care119116100
Housing204197100
Transportation119118100
Utilities123119100
Lifestyle & Entertainment122120100
Household Items110111100
Education & Childcare128127100
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Homes For Sale In North Richmond, CA

property for sale

1840 6th St

Richmond, CA
property for sale

1318 Battery St

Richmond, CA
property for sale

1517 2nd St

Richmond, CA
property for sale

1633 Fred Jackson Way

Richmond, CA

Cost Of Living Quick Facts

  • The cost of living in North Richmond is 2% higher than the California average
  • The cost of living in North Richmond is 44% higher than the national average
  • North Richmond housing is 104% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around North Richmond

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Compare North Richmond, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$159,965$13,330$3,732$4,799
      Renters$56,523$4,710$1,319$1,696
      The affordability of the housing market in North Richmond, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among North Richmond homeowners, the median income is $159,965. This indicates that a monthly maximum of $3,732 should be spent by homeowners on all housing related costs. Renters have a median income of $56,523. This indicates that renters would have a maximum of $1,319 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Port Costa, CA25111514.6%
      Strawberry CDP (Tuolumne County), CA11911515.1%
      El Cerrito CDP, CA5,89614141.1%
      San Pablo, CA32,02414039.7%
      Vallejo, CA124,44414443.6%
      North Richmond, CA4,42714444.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dillon, MT4,427973.2%
      Canton, NC4,427955.3%
      Barrow, AK4,42611111.1%
      Woodruff, SC4,4268613.6%
      North Okanagan C, BC4,428n/a 
      North Richmond, CA4,42714444.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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