A+
1%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Monroeville Pennsylvania National
Cost of living9997100
Groceries99100100
Health care10199100
Housing9390100
Transportation105101100
Utilities10499100
Lifestyle & Entertainment100100100
Household Items10099100
Education & Childcare104101100
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An Overview of Cost of Living in Monroeville, PA

Understanding the cost of living in Monroeville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Monroeville cost of living index is 99, which is 1% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Monroeville is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Monroeville Affordable?

Is Monroeville affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Monroeville, the median home price is 14.8% lower than the national average and monthly rent prices are 11.6% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Monroeville boasting a median household income of $104,981, 29.1% higher than the national average.

What Factors can Influence the Cost of Living in Monroeville?

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Monroeville, the transportation index is 5% higher than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Monroeville, the utilities index is 3.6% higher than the national average.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Monroeville, the groceries index is 0.6% lower than the national average.

Where is the Data From?

The Monroeville cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Monroeville is 2% higher than the Pennsylvania average
  • The cost of living in Monroeville is 1% lower than the national average
  • Monroeville housing is 7% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Monroeville

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Compare Monroeville, PA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$124,621$10,385$2,908$3,739
      Renters$64,558$5,380$1,506$1,937
      To approximate the cost of living and the housing affordability in Monroeville, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Monroeville have a median income of $124,621. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,908 per month to avoid calamity and poverty. The renters in the city have an income of about $64,558, which would make their monthly maximum allowable rental costs $1,506.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Harrison City, PA811021.8%
      North Braddock, PA4,8608118.8%
      Duquesne, PA5,7368217.7%
      Rankin, PA2,0028317.4%
      Edgewood CDP, PA2,5218317.4%
      Monroeville, PA28,652990.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oakdale, MN28,6481076.7%
      Lansing, IL28,675955.5%
      Windsor, CA28,61617373.5%
      Danvers, MA28,61414746.9%
      Yukon, OK28,599937.1%
      Monroeville, PA28,652990.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.