| Index | Oakdale | Minnesota | National |
| Cost of living | 107 | 100 | 100 |
| Groceries | 100 | 100 | 100 |
| Health care | 98 | 100 | 100 |
| Housing | 122 | 100 | 100 |
| Transportation | 98 | 100 | 100 |
| Utilities | 106 | 104 | 100 |
| Lifestyle & Entertainment | 97 | 100 | 100 |
| Household Items | 101 | 100 | 100 |
| Education & Childcare | 104 | 99 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Oakdale? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Oakdale stands at 107, making it 7% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Oakdale are priced in a manner consistent with other areas. This means that residents of Oakdale can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Housing costs are a very significant part of the Oakdale cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 22.3% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is Oakdale an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Oakdale, the median home price is 26.5% higher than what most folks pay across the country, and monthly rent prices are 12.5% higher than the usual rates. Income levels in Oakdale come in at $112,448, which is 38.3% higher than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Oakdale, healthcare costs are 1.7% lower than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Oakdale, the groceries index is 0.5% lower than the national average.
The cost of living estimates displayed for Oakdale are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $140,387 | $11,699 | $3,275 | $4,212 |
| Renters | $50,527 | $4,211 | $1,179 | $1,516 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| City | Population | Cost of Living Index | National Avg. |
| Houlton, WI | 109 | 100 | 0.0% |
| Landfall, MN | 819 | 72 | 27.9% |
| South End, MN | 66 | 78 | 22.1% |
| Hilltop, MN | 1,045 | 80 | 20.0% |
| St. Anthony city (Stearns County), MN | 108 | 84 | 16.4% |
| Oakdale, MN | 28,648 | 107 | 6.7% |
| City | Population | Cost of Living Index | National Avg. |
| Monroeville, PA | 28,652 | 99 | 0.8% |
| Lansing, IL | 28,675 | 95 | 5.5% |
| Windsor, CA | 28,616 | 173 | 73.5% |
| Danvers, MA | 28,614 | 147 | 46.9% |
| Yukon, OK | 28,599 | 93 | 7.1% |
| Oakdale, MN | 28,648 | 107 | 6.7% |
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