| Index | Lansing | Illinois | National |
| Cost of living | 95 | 98 | 100 |
| Groceries | 101 | 100 | 100 |
| Health care | 97 | 100 | 100 |
| Housing | 83 | 95 | 100 |
| Transportation | 98 | 101 | 100 |
| Utilities | 100 | 99 | 100 |
| Lifestyle & Entertainment | 103 | 100 | 100 |
| Household Items | 100 | 100 | 100 |
| Education & Childcare | 96 | 100 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Lansing? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Lansing stands at 95, making it 5% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Lansing are priced in a manner consistent with other areas. This means that residents of Lansing can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is Lansing affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Lansing, for instance, where the median home price falls 29% lower than the national average, and monthly rent rates are 9.7% higher than usual. Additionally, median income levels contribute to the equation, with Lansing flaunting a median household income of $87,164, 7.2% higher than the national norm.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Lansing, the utilities index registers 0.4% higher than the national average.
Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Lansing, the transportation index is 1.7% lower than the national average.
The Lansing cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $106,407 | $8,867 | $2,483 | $3,193 |
| Renters | $56,017 | $4,668 | $1,307 | $1,681 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Ford Heights, IL | 2,801 | 83 | 16.6% |
| East Chicago, IN | 28,835 | 82 | 17.8% |
| Gary, IN | 77,151 | 81 | 19.3% |
| Phoenix, IL | 1,450 | 85 | 14.6% |
| Dixmoor, IL | 3,663 | 87 | 12.6% |
| Lansing, IL | 28,675 | 95 | 5.5% |
| City | Population | Cost of Living Index | National Avg. |
| Monroeville, PA | 28,652 | 99 | 0.8% |
| Oakdale, MN | 28,648 | 107 | 6.7% |
| Fridley, MN | 28,718 | 104 | 4.1% |
| Windsor, CA | 28,616 | 173 | 73.5% |
| Danvers, MA | 28,614 | 147 | 46.9% |
| Lansing, IL | 28,675 | 95 | 5.5% |
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