| Index | Windsor | California | National |
| Cost of living | 173 | 141 | 100 |
| Groceries | 111 | 111 | 100 |
| Health care | 117 | 116 | 100 |
| Housing | 304 | 197 | 100 |
| Transportation | 119 | 118 | 100 |
| Utilities | 121 | 119 | 100 |
| Lifestyle & Entertainment | 122 | 120 | 100 |
| Household Items | 112 | 111 | 100 |
| Education & Childcare | 127 | 127 | 100 |
The cost of living in Windsor affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Windsor is 173, which is 73% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If you're in pursuit of an economical living environment, Windsor may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Windsor falls within this bracket.
Housing costs are a very significant part of the Windsor cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 203.9% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Recurring household expenses such as cleaning supplies, laundry detergent, toiletries, and kitchen basics are a steady part of monthly spending and make up 8% of the cost of living index. In Windsor, these everyday items will cost you 12.3% more than average, making it a slightly more expensive place to call home.
Groceries are getting more expensive by the day and the cost of groceries makes up 13% of the overall cost of living index. In the past two years, prices have shot up by over 10%! Unfortunately, in Windsor, it's the same story – grocery costs are 10.5% higher than what people pay across the country.
Is Windsor an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Windsor, the median home price is 244.5% higher than what most folks pay across the country, and monthly rent prices are 109.3% higher than the usual rates. Income levels in Windsor come in at $178,049, which is 118.9% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Windsor, the groceries index is 10.5% higher than the national average.
The Windsor cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $186,121 | $15,510 | $4,343 | $5,584 |
| Renters | $109,672 | $9,139 | $2,559 | $3,290 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Carmet, CA | 0 | 113 | 13.1% |
| Valley Ford, CA | 0 | 113 | 13.1% |
| Salmon Creek, CA | 20 | 113 | 13.1% |
| Sereno del Mar, CA | 58 | 118 | 17.6% |
| Roseland, CA | 6,008 | 131 | 30.7% |
| Windsor, CA | 28,616 | 173 | 73.5% |
| City | Population | Cost of Living Index | National Avg. |
| Danvers, MA | 28,614 | 147 | 46.9% |
| Yukon, OK | 28,599 | 93 | 7.1% |
| Oakdale, MN | 28,648 | 107 | 6.7% |
| Monroeville, PA | 28,652 | 99 | 0.8% |
| Old Bridge, NJ | 28,566 | 131 | 31.5% |
| Windsor, CA | 28,616 | 173 | 73.5% |
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