Cost of Living in Upper Lake, CA

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F
21%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Upper Lake California National
Cost of living121141100
Groceries111111100
Health care117116100
Housing130197100
Transportation119118100
Utilities121119100
Lifestyle & Entertainment122120100
Household Items112111100
Education & Childcare127127100
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Homes For Sale In Upper Lake, CA

property for sale

668 1st St

Upper Lake, CA
property for sale

2600 Lakeshore Blvd

Upper Lake, CA
property for sale

1440 W State Highway 20

Upper Lake, CA
property for sale

7690 Lake St

Nice, CA

Cost Of Living Quick Facts

  • The cost of living in Upper Lake is 14% lower than the California average
  • The cost of living in Upper Lake is 21% higher than the national average
  • Upper Lake housing is 30% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Upper Lake

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Compare Upper Lake, CA Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$168,735$14,061$3,937$5,063
      Renters$17,090$1,424$399$513

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nice, CA2,5021044.0%
      Clearlake, CA15,7741065.7%
      Clearlake Oaks, CA2,2391088.2%
      Kelseyville, CA3,76111212.3%
      Lucerne, CA2,76512020.4%
      Upper Lake, CA1,29412121.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Altoona, AL1,2948317.1%
      Farmersburg, IN1,2948317.5%
      Friars Point, MS1,2947623.6%
      Monarch Mill, SC1,2948218.1%
      Silver Summit, UT1,294226126.2%
      Upper Lake, CA1,29412121.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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