Clearlake, CA Cost Of Living

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Clearlake cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Clearlake	California	National
Cost of living index	97	140	100
Index	Clearlake	California	National
Goods & Services index	107	111	100
Groceries index	121	118	100
Health care index	117	113	100
Housing index	57	196	100
Transportation index	134	128	100
Utilities index	102	118	100

A general overview of the cost of living index for Clearlake, CA is displayed above. In Clearlake, CA, the overall cost of living index is 97, which is 31% lower than the California average and 3% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Clearlake, CA, the city's goods and services are 4% lower than the California average and 7% higher than the U.S. average.

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Did you know?

The cost of living in Clearlake is 31% lower than the California average.
The cost of living in Clearlake is 3% lower than the national average.
The cost of housing in Clearlake is 43% lower than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is meant to help you compare your salary in Clearlake, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Clearlake, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Clearlake, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$27,500	$2,292	$642	$825
Renters	$23,402	$1,950	$546	$702

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Clearlake, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Clearlake, CA homeowners, is $27,500. This would allow for a maximum of $642 per month to be spent on housing costs. For renters, the median monthly income is $23,402 which would result in a maximum of $546 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When assessing the complete cost of living in Clearlake, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.5%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

Item	Clearlake	National avg.	Difference
Haircut	$26.80	$17.49	53.2%
Beauty Salon	$55.40	$38.17	45.1%
Toothpaste	$2.94	$2.32	26.7%
Shampoo	$1.48	$1.01	46.3%
Movie	$12.78	$10.72	19.2%
Bowling	$18.00	$13.86	29.9%

Groceries

Item	Clearlake	National avg.	Difference
Ground Beef	$4.29	$3.90	10.0%
Fried Chicken	$1.47	$1.40	5.3%
Milk	$2.57	$1.96	31.0%
Potatoes	$2.96	$3.18	7.0%
Pizza	$15.19	$10.39	46.1%
Beer	$9.66	$9.23	4.7%

Health Care

Item	Clearlake	National avg.	Difference
Optometrist	$131.29	$106.34	23.5%
Doctor	$155.00	$115.25	34.5%
Dentist	$107.22	$98.38	9.0%
Ibuprofen	$11.92	$9.26	28.7%
Lipitor	$491.23	$466.47	5.3%

Housing

Item	Clearlake	National avg.	Difference
Home Price	$84,200.00	$184,700.00	54.4%
Avg. Mortgage Payment	$1,623.46	$1,273.32	27.5%
Apartment Rent	$805.00	$949.00	15.2%

Transportation

Item	Clearlake	National avg.	Difference
Gasoline	$3.73	$2.59	43.7%
Tire Balancing	$60.10	$48.90	22.9%

Utilities

Item	Clearlake	National avg.	Difference
All Electricity	$171.58	$167.60	2.4%
Phone	$183.90	$163.42	12.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Lucerne, CA	3,163	97	-3%
Lower Lake, CA	1,558	101	1%
Clearlake Oaks, CA	1,841	102	2%
Nice, CA	2,260	103	3%
Kelseyville, CA	3,822	106	6%
Clearlake, CA	15,070	97	-3%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Sterling, IL	15,071	83	-17%
Cherryland, CA	15,066	140	40%
Otsego, MN	15,065	110	10%
Hereford, TX	15,086	79	-21%
Newton, IA	15,090	84	-16%
Clearlake, CA	15,070	97	-3%

Source: The Clearlake, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Clearlake, CA Cost of Living