Cost of Living in Joshua, TX

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A+
2%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Joshua Texas National
Cost of living10294100
Groceries9698100
Health care9798100
Housing10983100
Transportation10098100
Utilities105103100
Lifestyle & Entertainment9798100
Household Items9998100
Education & Childcare9698100
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Homes For Sale In Joshua, TX

property for sale

408 County Road 909

Joshua, TX
property for sale

3009 Big Springs Dr

Joshua, TX
property for sale

9100 Idaho St

Joshua, TX
property for sale

106 Cottonwood St

Joshua, TX
See the Newest Homes For Sale In Joshua, TX

Cost Of Living Quick Facts

  • The cost of living in Joshua is 8% higher than the Texas average
  • The cost of living in Joshua is 2% higher than the national average
  • Joshua housing is 9% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Joshua

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Compare Joshua, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$123,203$10,267$2,875$3,696
      Renters$47,895$3,991$1,117$1,437
      To approximate the cost of living and the housing affordability in Joshua, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Joshua have a median income of $123,203. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,875 per month to avoid calamity and poverty. The renters in the city have an income of about $47,895, which would make their monthly maximum allowable rental costs $1,117.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Everman, TX6,422909.9%
      Forest Hill, TX13,444955.2%
      Alvarado, TX4,414937.3%
      Keene, TX6,640927.9%
      Cleburne, TX31,440927.6%
      Joshua, TX8,0911021.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ashland, WI8,0908910.6%
      Floresville, TX8,092964.1%
      Kenai, AK8,08911818.1%
      St. Marys, ON8,093n/a 
      Flowery Branch, GA8,08811414.3%
      Joshua, TX8,0911021.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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