Keene cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8991100
Goods & Services index9695100
Groceries index9390100
Health care index10297100
Housing index6983100
Transportation index10094100
Utilities index107102100
A general summary of the cost of living index in Keene, TX is shown above. Compared to the state average of Texas the cost of living index in Keene, TX is 89, which is 2% lower than the average in Texas and compared to the national average it is 11% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Keene, TX goods and services come in at 1% higher than the average in Texas and are 4% lower than compared to the nationwide average.
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Did you know?

  • The cost of living in Keene is 2% lower than the Texas average.
  • The cost of living in Keene is 11% lower than the national average.
  • The cost of housing in Keene is 31% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

Compare Keene, TX Cost of living To Other Cities

Salary Calculator

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Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Keene, TX would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Keene, TX, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Keene, TX salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Keene, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Keene, TX homeowners, the median income is $60,463. This indicates that a monthly maximum of $1,411 should be spent by homeowners on all housing related costs. Renters have a median income of $34,688. This indicates that renters should have a maximum of $809 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Keene, TX, the Texas income tax and the Texas sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Texas maximum surtax is 8.25%, and the Texas sales tax is 6.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in Texas.

Goods & Services

ItemKeeneNational avg.Difference
Haircut $23.71$17.4935.6%
Beauty Salon $47.33$38.1724.0%
Toothpaste $2.82$2.3221.5%
Shampoo $1.03$1.011.8%
Movie $10.29$10.724.0%
Bowling $20.60$13.8648.6%


ItemKeeneNational avg.Difference
Ground Beef $4.82$3.9023.6%
Fried Chicken $1.53$1.409.6%
Milk $1.45$1.9626.1%
Potatoes $2.57$3.1819.3%
Pizza $8.12$10.3921.9%
Beer $8.98$9.232.7%

Health Care

ItemKeeneNational avg.Difference
Optometrist $101.60$106.344.5%
Doctor $107.10$115.257.1%
Dentist $107.40$98.389.2%
Ibuprofen $10.30$9.2611.2%
Lipitor $465.03$466.470.3%


ItemKeeneNational avg.Difference
Home Price $111,500.00$184,700.0039.6%
Avg. Mortgage Payment $951.15$1,273.3225.3%
Apartment Rent $853.00$949.0010.1%


ItemKeeneNational avg.Difference
Gasoline $2.50$2.593.6%
Tire Balancing $54.00$48.9010.4%


ItemKeeneNational avg.Difference
All Electricity$188.08$167.6012.2%
Phone $181.89$163.4211.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Covington, TX27885-15%
Grandview, TX1,87986-14%
Alvarado, TX3,86387-13%
Rio Vista, TX1,01387-13%
Venus, TX3,21187-13%
Keene, TX6,14789-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Binghamton University, NY6,14999-1%
Village of Oak Creek (Big Park), AZ6,15012929%
Pepper Pike, OH6,15013131%
Kasson, MN6,14393-7%
Ramtown, NJ6,15113131%
Keene, TX6,14789-11%
Source: The Keene, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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