| Index | Cleburne | Texas | National |
| Cost of living | 92 | 94 | 100 |
| Groceries | 98 | 98 | 100 |
| Health care | 98 | 98 | 100 |
| Housing | 81 | 83 | 100 |
| Transportation | 96 | 98 | 100 |
| Utilities | 100 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 100 | 98 | 100 |
| Education & Childcare | 94 | 98 | 100 |
The cost of living in Cleburne affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Cleburne is 92, which is 8% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
In Cleburne, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Cleburne will resemble that of an average city, contributing to a manageable cost of living.
Nobody knows their city better than the people who actually live there. So, we asked 8 local residents how they would rate the cost of living in Cleburne and this is how they responded. 50% of people said that the cost of living was affordable, with prices decreasing, while 50% of people said that the cost of living was very expensive and prices continue to rise.
Wondering if Cleburne is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Cleburne, for example, the median home price is 28.3% lower than what folks pay nationally, and monthly rent is 3.9% higher than the usual rates. Plus, income levels matter too, with Cleburne boasting a median household income of $77,286, which is 5% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Cleburne, healthcare costs are 2.2% lower than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Cleburne starts at 6.25% and the income tax rates start at 0%.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Cleburne, the transportation index is 4.1% lower than the national average.
The Cleburne cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $90,591 | $7,549 | $2,114 | $2,718 |
| Renters | $56,225 | $4,685 | $1,312 | $1,687 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Covington, TX | 320 | 83 | 16.5% |
| Blum, TX | 466 | 85 | 14.5% |
| Alvarado, TX | 4,414 | 93 | 7.3% |
| Keene, TX | 6,640 | 92 | 7.9% |
| Rio Vista, TX | 1,060 | 92 | 7.8% |
| Cleburne, TX | 31,440 | 92 | 7.6% |
| City | Population | Cost of Living Index | National Avg. |
| Saint-Constant, QC | 31,461 | n/a | |
| Drexel Heights, AZ | 31,405 | 99 | 1.3% |
| Ithaca, NY | 31,399 | 117 | 17.3% |
| Crown Point, IN | 31,396 | 101 | 1.1% |
| Kingman, AZ | 31,489 | 99 | 0.6% |
| Cleburne, TX | 31,440 | 92 | 7.6% |
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