Everman, TX Cost Of Living

Everman cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Everman	Texas	National
Cost of living index	89	91	100
Index	Everman	Texas	National
Goods & Services index	101	93	100
Groceries index	101	91	100
Health care index	104	96	100
Housing index	56	83	100
Transportation index	103	94	100
Utilities index	109	100	100

Displayed above is a general overview of the Everman, TX cost of living index. The overall cost of living index in Everman, TX is 89, which is 2% lower than the Texas average and 11% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Everman, TX are 9% higher than the Texas average and 1% higher than the national average.

Did you know?

The cost of living in Everman is 2% lower than the Texas average.
The cost of living in Everman is 11% lower than the national average.
The cost of housing in Everman is 44% lower than the national average.
Texas general sales tax is 23% higher than the national average.
Texas state income tax is 100% lower than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Everman, TX to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Everman, TX, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Everman, TX salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,682	$3,390	$949	$1,221
Renters	$25,879	$2,157	$604	$776

A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Everman, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Everman, TX has a median income of about $40,682 for people who own homes. Based on that number, a person should spend a maximum of $949 on expenses related to housing. Renters have a slightly different median income, which is $25,879. Based on this average, renters should spend no more than $604 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

When considering the overall cost of living expenses in Everman, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

Item	Everman	National avg.	Difference
Haircut	$21.71	$16.09	35.0%
Beauty Salon	$57.67	$37.33	54.5%
Toothpaste	$2.02	$2.45	17.5%
Shampoo	$0.97	$1.00	2.8%
Movie	$10.53	$10.28	2.5%
Bowling	$8.52	$4.93	72.8%

Groceries

Item	Everman	National avg.	Difference
Ground Beef	$3.67	$3.80	3.5%
Fried Chicken	$1.09	$1.40	21.7%
Milk	$1.67	$2.01	17.0%
Potatoes	$3.29	$3.01	9.4%
Pizza	$8.74	$9.89	11.6%
Beer	$9.18	$8.90	3.2%

Health Care

Item	Everman	National avg.	Difference
Optometrist	$96.19	$102.16	5.8%
Doctor	$120.46	$108.36	11.2%
Dentist	$93.52	$92.53	1.1%
Ibuprofen	$9.58	$9.28	3.3%
Lipitor	$429.29	$425.82	0.8%

Housing

Item	Everman	National avg.	Difference
Home Price	$70,800.00	$184,700.00	61.7%
Avg. Mortgage Payment	$975.38	$1,202.44	18.9%
Apartment Rent	$938.00	$949.00	1.2%

Transportation

Item	Everman	National avg.	Difference
Gasoline	$2.19	$2.24	2.3%
Tire Balancing	$52.67	$46.29	13.8%

Utilities

Item	Everman	National avg.	Difference
All Electricity	$186.06	$165.96	12.1%
Phone	$30.25	$28.68	5.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Lakeside town (San Patricio County), TX	307	86	-14%
Sansom Park, TX	4,819	88	-12%
White Settlement, TX	16,886	88	-12%
Haltom City, TX	43,864	90	-10%
Venus, TX	3,211	91	-9%
Everman, TX	6,312	89	-11%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Lakemoor, IL	6,313	110	10%
Lynchburg, Moore County, TN	6,314	96	-4%
Northborough, MA	6,314	137	37%
Joshua, TX	6,316	96	-4%
Red Lion, PA	6,318	92	-8%
Everman, TX	6,312	89	-11%

Source: The Everman, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Everman, TX Cost of Living