Everman, Texas Cost Of Living

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Overall 14%

Goods & Services 4%

Housing 44%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Everman	Texas	National
Cost of living	86	91	100
Goods & Services	96	95	100
Groceries	93	90	100
Health care	102	97	100
Housing	56	83	100
Transportation	100	94	100
Utilities	107	102	100

Key findings

The cost of living in Everman is 6% lower than the Texas average
The cost of living in Everman is 14% lower than the national average
Everman housing is 44% lower than the national average
Texas general sales tax is 23% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,682	$3,390	$949	$1,221
Renters	$25,879	$2,157	$604	$776

A good way to judge both the affordability of the housing and the cost of living in Everman is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Everman has a median income of about $40,682 for people who own homes. Based on that number, a maximum of $949 should be spent on expenses related to housing. Renters have a slightly different median income, which is $25,879. Based on this average, renters should spend no more than $604 on all rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Everman	National avg.	Difference
Haircut	$23.71	$17.49	35.6%
Beauty Salon	$47.33	$38.17	24.0%
Toothpaste	$2.82	$2.32	21.5%
Shampoo	$1.03	$1.01	1.8%
Movie	$10.29	$10.72	4.0%
Bowling	$20.60	$13.86	48.6%

Groceries

Item	Everman	National avg.	Difference
Ground Beef	$4.82	$3.90	23.6%
Fried Chicken	$1.53	$1.40	9.6%
Milk	$1.45	$1.96	26.1%
Potatoes	$2.57	$3.18	19.3%
Pizza	$8.12	$10.39	21.9%
Beer	$8.98	$9.23	2.7%

Health Care

Item	Everman	National avg.	Difference
Optometrist	$101.60	$106.34	4.5%
Doctor	$107.10	$115.25	7.1%
Dentist	$107.40	$98.38	9.2%
Ibuprofen	$10.30	$9.26	11.2%
Lipitor	$465.03	$466.47	0.3%

Housing

Item	Everman	National avg.	Difference
Home Price	$70,800.00	$184,700.00	61.7%
Avg. Mortgage Payment	$951.15	$1,273.32	25.3%
Apartment Rent	$938.00	$949.00	1.2%

Transportation

Item	Everman	National avg.	Difference
Gasoline	$2.50	$2.59	3.6%
Tire Balancing	$54.00	$48.90	10.4%

Utilities

Item	Everman	National avg.	Difference
All Electricity	$188.08	$167.60	12.2%
Phone	$181.89	$163.42	11.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Lakeside town (San Patricio County), TX	307	83	-17%
Sansom Park, TX	4,819	84	-16%
White Settlement, TX	16,886	85	-15%
Haltom City, TX	43,864	87	-13%
Venus, TX	3,211	87	-13%
Everman, TX	6,312	86	-14%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Lakemoor, IL	6,313	108	8%
Lynchburg, Moore County, TN	6,314	95	-5%
Northborough, MA	6,314	137	37%
Joshua, TX	6,316	92	-8%
Red Lion, PA	6,318	92	-8%
Everman, TX	6,312	86	-14%

Source: The Everman, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Everman, TX Cost of Living

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