F
31%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
67%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Highland California National
Cost of living131141100
Groceries110111100
Health care116116100
Housing167197100
Transportation118118100
Utilities117119100
Lifestyle & Entertainment115120100
Household Items112111100
Education & Childcare130127100
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An Overview of Cost of Living in Highland, CA

The cost of living in Highland affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Highland is 131, which is 31% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Highland is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Highland falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs are a very significant part of the Highland cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 66.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Household expenses account for 8% of the cost of living index and include the products people rely on every week, from toiletries and detergent to clothing and kitchen essentials. In Highland, household essentials are 12.2% more expensive than the U.S. average, which can leave less room in your monthly budget.

Is Highland Affordable?

Is Highland an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Highland is 86.1% higher than the national average, while the average monthly rent prices are 21.8% higher than average. The affordability of any location can also be influenced by median income levels. Highland has a median household income of $93,214, which is 14.6% higher than the national average.

What Factors can Influence the Cost of Living in Highland?

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Highland, the transportation index is 18.4% higher than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Highland, the groceries index is 9.8% higher than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Highland, the housing index comes in at 66.8% higher than the national average.

Where is the Data From?

The Highland cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Highland is 7% lower than the California average
  • The cost of living in Highland is 31% higher than the national average
  • Highland housing is 67% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Highland

See all the best places to live around Highland

Compare Highland, CA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,405$10,867$3,043$3,913
      Renters$54,486$4,541$1,271$1,635
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Highland, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Highland homeowners, is $130,405. This would allow for a maximum of $3,043 per month to be spent on housing costs. For renters, the median monthly income is $54,486 which would result in a maximum of $1,271 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      San Bernardino, CA221,91012423.5%
      Crestline, CA9,72312323.0%
      Calimesa, CA9,44612424.1%
      Running Springs, CA4,50912323.4%
      Muscoy, CA11,80912626.0%
      Highland, CA56,60613131.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hacienda Heights, CA56,60317271.7%
      Cathedral City, CA56,62512828.5%
      Berwyn, IL56,6421066.5%
      Chicopee, MA56,65811111.4%
      Burlington, NC56,679927.5%
      Highland, CA56,60613131.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.