D
Overall 7%
Goods & Services 10%
Housing 3%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexSan BernardinoCaliforniaNational
Cost of living107140100
Goods & Services110111100
Groceries116118100
Health care109113100
Housing97196100
Transportation130128100
Utilities90118100

Key findings

  • The cost of living in San Bernardino is 24% lower than the California average
  • The cost of living in San Bernardino is 7% higher than the national average
  • San Bernardino housing is 3% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 59% lower than the national average

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Compare San Bernardino, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$56,403$4,700$1,316$1,692
      Renters$25,869$2,156$604$776
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in San Bernardino, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for San Bernardino homeowners, is $56,403. This would allow for a maximum of $1,316 per month to be spent on housing costs. For renters, the median monthly income is $25,869 which would result in a maximum of $604 to be spent on rental costs.

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemSan BernardinoNational avg.Difference
      Haircut $21.80$17.4924.6%
      Beauty Salon $65.00$38.1770.3%
      Toothpaste $2.19$2.325.6%
      Shampoo $1.32$1.0130.4%
      Movie $14.42$10.7234.5%
      Bowling $23.33$13.8668.3%

      Groceries

      ItemSan BernardinoNational avg.Difference
      Ground Beef $3.32$3.9014.9%
      Fried Chicken $1.79$1.4028.2%
      Milk $2.19$1.9611.6%
      Potatoes $3.09$3.182.9%
      Pizza $10.99$10.395.7%
      Beer $9.66$9.234.7%

      Health Care

      ItemSan BernardinoNational avg.Difference
      Optometrist $96.75$106.349.0%
      Doctor $123.33$115.257.0%
      Dentist $112.40$98.3814.2%
      Ibuprofen $11.99$9.2629.5%
      Lipitor $483.87$466.473.7%

      Housing

      ItemSan BernardinoNational avg.Difference
      Home Price $176,800.00$184,700.004.3%
      Avg. Mortgage Payment $3,485.71$1,273.32173.8%
      Apartment Rent $947.00$949.000.2%

      Transportation

      ItemSan BernardinoNational avg.Difference
      Gasoline $3.81$2.5947.0%
      Tire Balancing $51.00$48.904.3%

      Utilities

      ItemSan BernardinoNational avg.Difference
      All Electricity$142.30$167.6015.1%
      Phone $173.40$163.426.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Calimesa, CA8,3791066%
      Muscoy, CA13,0251077%
      Crestline, CA8,9001077%
      Colton, CA53,8561099%
      Running Springs, CA4,62411010%
      San Bernardino, CA214,5811077%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Des Moines, IA212,85987-13%
      Birmingham, AL212,42481-19%
      Richmond, VA216,7731000%
      Spokane, WA212,07896-4%
      Boise, ID218,6771000%
      San Bernardino, CA214,5811077%
      Source: The San Bernardino, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.