A+
8%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Burlington North Carolina National
Cost of living9296100
Groceries97100100
Health care10199100
Housing7988100
Transportation9699100
Utilities10199100
Lifestyle & Entertainment97100100
Household Items100100100
Education & Childcare98100100
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An Overview of Cost of Living in Burlington, NC

Knowing the cost of living in Burlington allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Burlington stands at 92, marking it 8% lower than the national average.

In Burlington, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Burlington will resemble that of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Burlington?

Nobody knows their city better than the people who actually live there. So, we asked 15 local residents how they would rate the cost of living in Burlington and this is how they responded. 27% of people said that the cost of living was affordable, with prices decreasing, while 73% of people said that the cost of living was very expensive and prices continue to rise.

Is Burlington Affordable?

Is Burlington an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Burlington, the median home price is 23.1% lower than what most folks pay across the country, and monthly rent prices are 15.4% lower than the usual rates. Income levels in Burlington come in at $67,164, which is 17.4% lower than the national average.

What Factors can Influence the Cost of Living in Burlington?

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Burlington, the healthcare costs are 1% higher than the national average.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Burlington, the transportation index is 4.3% lower than the national average.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Burlington, the utilities index registers at 0.8% higher than the national average.

Where is the Data From?

The Burlington cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Burlington is 4% lower than the North Carolina average
  • The cost of living in Burlington is 8% lower than the national average
  • Burlington housing is 21% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Burlington

See all the best places to live around Burlington

Compare Burlington, NC Cost of Living

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      Cost of living index
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,459$6,955$1,947$2,504
      Renters$53,468$4,456$1,248$1,604
      A good indicator of the general affordability of housing in Burlington, NC, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Burlington, the median monthly income is $83,459 for those who own their own homes. Under the standard rule, that income level would allow for $1,947 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,468, per the median income in the area. That would allow for renters to spend up to $1,248 on monthly rental expenses.

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Altamahaw, NC3838218.1%
      Haw River, NC2,5548514.8%
      Ossipee, NC5248613.8%
      Green Level, NC2,6138613.6%
      Saxapahaw, NC1,3909010.0%
      Burlington, NC56,679927.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Chicopee, MA56,65811111.4%
      Berwyn, IL56,6421066.5%
      Cathedral City, CA56,62512828.5%
      Highland, CA56,60613131.3%
      Hacienda Heights, CA56,60317271.7%
      Burlington, NC56,679927.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.