F
41%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
112%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hasbrouck Heights New Jersey National
Cost of living141125100
Groceries109108100
Health care109112100
Housing212157100
Transportation111114100
Utilities112111100
Lifestyle & Entertainment109113100
Household Items108107100
Education & Childcare116120100
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An Overview of Cost of Living in Hasbrouck Heights, NJ

Understanding the cost of living in Hasbrouck Heights can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Hasbrouck Heights cost of living index is 141, which is 41% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Hasbrouck Heights is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Hasbrouck Heights falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs are a very significant part of the Hasbrouck Heights cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 111.7% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Hasbrouck Heights Affordable?

Is Hasbrouck Heights an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Hasbrouck Heights, the median home price is 132.5% higher than what most folks pay across the country, and monthly rent prices are 63% higher than the usual rates. Income levels in Hasbrouck Heights come in at $144,521, which is 77.7% higher than the national average.

What Factors can Influence the Cost of Living in Hasbrouck Heights?

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Hasbrouck Heights, the housing index comes in at 111.7% higher than the national average.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Hasbrouck Heights, the transportation index is 11% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Hasbrouck Heights, healthcare costs are 8.9% higher than the national average.

Where is the Data From?

The Hasbrouck Heights cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Hasbrouck Heights is 12% higher than the New Jersey average
  • The cost of living in Hasbrouck Heights is 41% higher than the national average
  • Hasbrouck Heights housing is 112% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Hasbrouck Heights

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Compare Hasbrouck Heights, NJ Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$180,719$15,060$4,216$5,422
      Renters$62,749$5,229$1,464$1,883
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Hasbrouck Heights, NJ, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Hasbrouck Heights homeowners, is $180,719. This would allow for a maximum of $4,216 per month to be spent on housing costs. For renters, the median monthly income is $62,749 which would result in a maximum of $1,464 to be spent on rental costs.

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Greenville CDP (Greene County), NY6161066.1%
      East Orange, NJ66,65511515.1%
      Roselle, NJ22,32111615.7%
      Silver Lake CDP (Warren County), NJ32611717.3%
      Newark, NJ290,76412019.8%
      Hasbrouck Heights, NJ12,26914140.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sedro-Woolley, WA12,26212019.5%
      Elon, NC12,27611615.9%
      Crestwood, MO12,2781044.3%
      Eufaula, AL12,2798713.0%
      Delhi, CA12,25712424.1%
      Hasbrouck Heights, NJ12,26914140.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.