Eufaula, AL Cost Of Living

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Eufaula cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Eufaula	Alabama	National
Cost of living index	88	89	100
Index	Eufaula	Alabama	National
Goods & Services index	98	98	100
Groceries index	109	96	100
Health care index	100	91	100
Housing index	67	72	100
Transportation index	88	91	100
Utilities index	91	103	100

Here we can see a simple outline of the cost of living in Eufaula, AL. As you can see, with the average cost of living in Eufaula, AL being 88, that puts it 1% lower than the average of Alabama and 12% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Eufaula, AL, the price of goods and services are equal to the average of Alabama as well as 2% lower than the nation's average.

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The cost of living in Eufaula is 1% lower than the Alabama average.
The cost of living in Eufaula is 12% lower than the national average.
The cost of housing in Eufaula is 33% lower than the national average.
Alabama general sales tax is 21% lower than the national average.
Alabama state income tax is 10% lower than the national average.

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Compare Eufaula, AL Cost of living To Other Cities

Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is meant to help you compare your salary in Eufaula, AL to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Eufaula, AL, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Eufaula, AL salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$55,483	$4,624	$1,295	$1,665
Renters	$17,788	$1,482	$415	$534

If you want to find a good determining factor for the cost of living and the general affordability of housing in Eufaula, AL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Eufaula, AL, the median monthly income is $55,483 for those who own their own homes. Under the standard rule, that income level would allow for $1,295 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $17,788, per the median income in the area. That would allow for renters to spend up to $415 on monthly rental expenses.

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

When considering the overall cost of living expenses in Eufaula, AL, it's important to take into account the sales tax for Alabama, as well as the rate for income tax in Alabama. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Alabama is 13.5%, and the sales tax in the state of Alabama is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Alabama starts from 2% and goes up to 5%.

Goods & Services

Item	Eufaula	National avg.	Difference
Haircut	$12.60	$17.49	28.0%
Beauty Salon	$39.00	$38.17	2.2%
Toothpaste	$2.32	$2.32	0.0%
Shampoo	$0.89	$1.01	12.0%
Movie	$12.52	$10.72	16.7%
Bowling	$14.00	$13.86	1.0%

Groceries

Item	Eufaula	National avg.	Difference
Ground Beef	$4.16	$3.90	6.7%
Fried Chicken	$1.59	$1.40	13.9%
Milk	$2.49	$1.96	26.9%
Potatoes	$4.47	$3.18	40.4%
Pizza	$10.49	$10.39	0.9%
Beer	$9.32	$9.23	1.0%

Health Care

Item	Eufaula	National avg.	Difference
Optometrist	$80.40	$106.34	24.4%
Doctor	$110.75	$115.25	3.9%
Dentist	$94.75	$98.38	3.7%
Ibuprofen	$12.18	$9.26	31.5%
Lipitor	$498.87	$466.47	6.9%

Housing

Item	Eufaula	National avg.	Difference
Home Price	$126,900.00	$184,700.00	31.3%
Avg. Mortgage Payment	$919.74	$1,273.32	27.8%
Apartment Rent	$586.00	$949.00	38.3%

Transportation

Item	Eufaula	National avg.	Difference
Gasoline	$2.33	$2.59	10.1%
Tire Balancing	$42.91	$48.90	12.2%

Utilities

Item	Eufaula	National avg.	Difference
All Electricity	$142.23	$167.60	15.1%
Phone	$178.98	$163.42	9.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Bakerhill, AL	204	76	-24%
Georgetown-Quitman County, GA	2,095	83	-17%
Eufaula, AL	12,688	88	-12%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Dardenne Prairie, MO	12,692	115	15%
Weigelstown, PA	12,693	97	-3%
Woodward, OK	12,693	88	-12%
Centralia, IL	12,696	80	-20%
Sylacauga, AL	12,696	82	-18%
Eufaula, AL	12,688	88	-12%

Source: The Eufaula, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Eufaula, AL Cost of Living