Eufaula, Alabama Cost Of Living

Buy Rent

B+

Overall 12%

Goods & Services 2%

Housing 33%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Eufaula	Alabama	National
Cost of living	88	89	100
Goods & Services	98	98	100
Groceries	109	96	100
Health care	100	91	100
Housing	67	72	100
Transportation	88	91	100
Utilities	91	103	100

Key findings

The cost of living in Eufaula is 1% lower than the Alabama average
The cost of living in Eufaula is 12% lower than the national average
Eufaula housing is 33% lower than the national average
Alabama general sales tax is 21% lower than the national average
Alabama state income tax is 19% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$55,483	$4,624	$1,295	$1,665
Renters	$17,788	$1,482	$415	$534

A good indicator of the general affordability of housing in Eufaula, AL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Eufaula, the median monthly income is $55,483 for those who own their own homes. Under the standard rule, that income level would allow for $1,295 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $17,788, per the median income in the area. That would allow for renters to spend up to $415 on monthly rental expenses.

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Eufaula	National avg.	Difference
Haircut	$12.60	$17.49	28.0%
Beauty Salon	$39.00	$38.17	2.2%
Toothpaste	$2.32	$2.32	0.0%
Shampoo	$0.89	$1.01	12.0%
Movie	$12.52	$10.72	16.7%
Bowling	$14.00	$13.86	1.0%

Groceries

Item	Eufaula	National avg.	Difference
Ground Beef	$4.16	$3.90	6.7%
Fried Chicken	$1.59	$1.40	13.9%
Milk	$2.49	$1.96	26.9%
Potatoes	$4.47	$3.18	40.4%
Pizza	$10.49	$10.39	0.9%
Beer	$9.32	$9.23	1.0%

Health Care

Item	Eufaula	National avg.	Difference
Optometrist	$80.40	$106.34	24.4%
Doctor	$110.75	$115.25	3.9%
Dentist	$94.75	$98.38	3.7%
Ibuprofen	$12.18	$9.26	31.5%
Lipitor	$498.87	$466.47	6.9%

Housing

Item	Eufaula	National avg.	Difference
Home Price	$126,900.00	$184,700.00	31.3%
Avg. Mortgage Payment	$919.74	$1,273.32	27.8%
Apartment Rent	$586.00	$949.00	38.3%

Transportation

Item	Eufaula	National avg.	Difference
Gasoline	$2.33	$2.59	10.1%
Tire Balancing	$42.91	$48.90	12.2%

Utilities

Item	Eufaula	National avg.	Difference
All Electricity	$142.23	$167.60	15.1%
Phone	$178.98	$163.42	9.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Bakerhill, AL	204	76	-24%
Georgetown-Quitman County, GA	2,095	83	-17%
Eufaula, AL	12,688	88	-12%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Dardenne Prairie, MO	12,692	115	15%
Weigelstown, PA	12,693	97	-3%
Woodward, OK	12,693	88	-12%
Centralia, IL	12,696	80	-20%
Sylacauga, AL	12,696	82	-18%
Eufaula, AL	12,688	88	-12%

Source: The Eufaula, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Eufaula, AL Cost of Living

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