A-
4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Crestwood Missouri National
Cost of living10490100
Groceries9996100
Health care9897100
Housing12177100
Transportation9596100
Utilities9395100
Lifestyle & Entertainment9995100
Household Items9897100
Education & Childcare9795100
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An Overview of Cost of Living in Crestwood, MO

Are you thinking about relocating, but curious about the potential cost of living in Crestwood? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Crestwood stands at 104, making it 4% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Crestwood, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Crestwood will resemble that of an average city, contributing to a manageable cost of living.

Housing costs are a very significant part of the Crestwood cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 21.1% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Crestwood Affordable?

Is Crestwood an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Crestwood is 26.9% higher than the national average, while the average monthly rent prices are 7.4% higher than average. The affordability of any location can also be influenced by median income levels. Crestwood has a median household income of $137,867, which is 69.5% higher than the national average.

What Factors can Influence the Cost of Living in Crestwood?

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Crestwood, the housing index comes in at 21.1% higher than the national average.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Crestwood, healthcare costs are 1.8% lower than the national average.

Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.

Where is the Data From?

The cost of living data for Crestwood shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Crestwood is 15% higher than the Missouri average
  • The cost of living in Crestwood is 4% higher than the national average
  • Crestwood housing is 21% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Crestwood

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Compare Crestwood, MO Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$144,605$12,050$3,374$4,339
      Renters$52,582$4,382$1,227$1,578
      A good indicator of the general affordability of housing in Crestwood, MO, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Crestwood, the median monthly income is $144,605 for those who own their own homes. Under the standard rule, that income level would allow for $3,374 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $52,582, per the median income in the area. That would allow for renters to spend up to $1,227 on monthly rental expenses.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Champ, MO3964.1%
      Peaceful Village, MO956931.1%
      Brooklyn, IL4457426.2%
      East St. Louis, IL27,0337722.5%
      Alorton, IL2,1497822.3%
      Crestwood, MO12,2781044.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eufaula, AL12,2798713.0%
      Elon, NC12,27611615.9%
      Gold Canyon, AZ12,28411615.9%
      Hasbrouck Heights, NJ12,26914140.7%
      Healdsburg, CA12,28819190.8%
      Crestwood, MO12,2781044.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.