F
72%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
187%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ewa Gentry Hawaii National
Cost of living172163100
Groceries124126100
Health care116119100
Housing287252100
Transportation117121100
Utilities131131100
Lifestyle & Entertainment126127100
Household Items112115100
Education & Childcare132132100
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An Overview of Cost of Living in Ewa Gentry, HI

The cost of living in Ewa Gentry affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Ewa Gentry is 172, which is 72% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If you prioritize affordability when seeking a new place to live, Ewa Gentry may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Ewa Gentry falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs significantly influence the Ewa Gentry cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 187.2%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Household expenses make up 8% of the total cost of living index score and cover the everyday essentials needed to keep your home running smoothly. These items may include cleaning supplies, laundry detergent, toiletries, clothing basics, and kitchen essentials. In Ewa Gentry, you can expect to pay 12.2% more than average for these everyday necessities, making it a more expensive place to live.

The relentless increase in grocery prices is a noteworthy trend. In the last two years, grocery costs have experienced an upward trajectory of over 10%. Unfortunately, Ewa Gentry is no exception, where grocery prices are 24% above the national average.

Is Ewa Gentry Affordable?

Is Ewa Gentry an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Ewa Gentry is 223.2% higher than the national average, while the average monthly rent prices are 103% higher than average. The affordability of any location can also be influenced by median income levels. Ewa Gentry has a median household income of $169,562, which is 108.5% higher than the national average.

What Factors can Influence the Cost of Living in Ewa Gentry?

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Ewa Gentry, the groceries index is 24% higher than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Ewa Gentry, the housing index stands at 187.2% higher than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Ewa Gentry comes in at 30.9% higher than the national average.

Where is the Data From?

The Ewa Gentry cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Ewa Gentry is 6% higher than the Hawaii average
  • The cost of living in Ewa Gentry is 72% higher than the national average
  • Ewa Gentry housing is 187% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Ewa Gentry

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$185,202$15,434$4,321$5,557
      Renters$132,551$11,046$3,093$3,977
      A good way to judge both the affordability of the housing and the cost of living in Ewa Gentry is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ewa Gentry has a median income of about $185,202 for people who own homes. Based on that number, a maximum of $4,321 should be spent on expenses related to housing. Renters have a slightly different median income, which is $132,551. Based on this average, renters should spend no more than $3,093 on all rental costs if they want to maintain a non-impoverished standard of living.

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Waianae, HI13,61214140.9%
      Makaha, HI10,41114342.7%
      Nanakuli, HI11,83014545.1%
      Waipio Acres, HI5,72415453.8%
      Waimalu, HI14,08415555.3%
      Ewa Gentry, HI27,20317271.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Auburn, NY27,187963.8%
      Sun City Center, FL27,17711212.1%
      University Park, FL27,16611413.8%
      Daphne, AL27,1601043.6%
      Dieppe, NB27,260n/a 
      Ewa Gentry, HI27,20317271.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.