| Index | Sun City Center | Florida | National |
| Cost of living | 112 | 102 | 100 |
| Groceries | 100 | 102 | 100 |
| Health care | 107 | 104 | 100 |
| Housing | 133 | 97 | 100 |
| Transportation | 101 | 103 | 100 |
| Utilities | 110 | 110 | 100 |
| Lifestyle & Entertainment | 108 | 104 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 101 | 106 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Sun City Center? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Sun City Center stands at 112, making it 12% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Housing costs make up a big chunk of the cost of living in Sun City Center, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 32.7% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Sun City Center an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Sun City Center is 8.6% higher than the national average, while the average monthly rent prices are 89.1% higher than average. The affordability of any location can also be influenced by median income levels. Sun City Center has a median household income of $75,734, which is 6.9% lower than the national average.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Sun City Center, the baseline sales tax rate begins at 6%, and income tax rates start at 0%.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Sun City Center, the utilities index registers at 9.8% higher than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
The cost of living data for Sun City Center shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $81,039 | $6,753 | $1,891 | $2,431 |
| Renters | $52,392 | $4,366 | $1,222 | $1,572 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Palm River-Clair Mel, FL | 25,085 | 100 | 0.0% |
| Palmetto, FL | 13,991 | 100 | 0.0% |
| Memphis, FL | 10,949 | 102 | 1.6% |
| Ellenton, FL | 5,974 | 102 | 1.8% |
| Ruskin, FL | 26,287 | 104 | 3.8% |
| Sun City Center, FL | 27,177 | 112 | 12.1% |
| City | Population | Cost of Living Index | National Avg. |
| Auburn, NY | 27,187 | 96 | 3.8% |
| University Park, FL | 27,166 | 114 | 13.8% |
| Daphne, AL | 27,160 | 104 | 3.6% |
| Ewa Gentry, HI | 27,203 | 172 | 71.7% |
| Troy, OH | 27,108 | 91 | 9.1% |
| Sun City Center, FL | 27,177 | 112 | 12.1% |
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