Makaha, Hawaii Cost Of Living

F

48%

Overall NAT. AVG.

27%

Goods & Services NAT. AVG.

72%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Makaha	Hawaii	National
Cost of living	148	176	100
Goods & Services	127	130	100
Groceries	153	155	100
Health care	115	122	100
Housing	172	250	100
Transportation	133	142	100
Utilities	164	187	100

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Cost Of Living Quick Facts

The cost of living in Makaha is 16% lower than the Hawaii average
The cost of living in Makaha is 48% higher than the national average
Makaha housing is 72% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 38% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$93,047	$7,754	$2,171	$2,792
Renters	$37,196	$3,100	$868	$1,116

To approximate the cost of living and the housing affordability in Makaha, HI, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Makaha have a median income of $93,047. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,171 per month to avoid calamity and poverty. The renters in the city have an income of about $37,196, which would make their monthly maximum allowable rental costs $868.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Makaha	National avg.	Difference
Haircut	$15.87	$20.27	21.7%
Beauty Salon	$66.60	$40.39	64.9%
Toothpaste	$3.25	$2.36	37.9%
Shampoo	$1.83	$1.08	70.0%
Movie	$14.92	$10.99	35.8%
Bowling	$19.60	$15.49	26.5%

Groceries

Item	Makaha	National avg.	Difference
Ground Beef	$5.44	$4.30	26.5%
Fried Chicken	$2.24	$1.40	60.1%
Milk	$3.92	$2.20	78.1%
Potatoes	$9.23	$3.22	186.8%
Pizza	$14.99	$10.74	39.6%
Beer	$9.56	$9.60	0.4%

Health Care

Item	Makaha	National avg.	Difference
Optometrist	$205.02	$109.73	86.8%
Doctor	$151.37	$118.34	27.9%
Dentist	$85.30	$100.94	15.5%
Ibuprofen	$12.87	$9.93	29.6%
Lipitor	$504.60	$469.53	7.5%

Housing

Item	Makaha	National avg.	Difference
Home Price	$353,100.00	$184,700.00	91.2%
Avg. Mortgage Payment	$4,211.64	$1,229.62	242.5%
Apartment Rent	$1,210.00	$949.00	27.5%

Transportation

Item	Makaha	National avg.	Difference
Gasoline	$3.67	$2.71	35.5%
Tire Balancing	$67.51	$51.86	30.2%

Utilities

Item	Makaha	National avg.	Difference
All Electricity	$369.53	$170.84	116.3%
Phone	$181.65	$187.18	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kalaeloa, HI	8	137	37.3%
Makaha Valley, HI	1,631	127	26.9%
Waianae, HI	13,426	144	43.5%
Nanakuli, HI	12,042	144	43.7%
Waipio Acres, HI	5,169	149	49.4%
Makaha, HI	8,934	148	47.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Canonsburg, PA	8,933	95	5.2%
Liberty, TX	8,936	88	12.5%
Olney, IL	8,931	82	18.1%
Derby, CO	8,930	91	8.9%
Pleasant View, UT	8,940	110	10.4%
Makaha, HI	8,934	148	47.7%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.