| Index | Auburn | New York | National |
| Cost of living | 96 | 121 | 100 |
| Groceries | 105 | 106 | 100 |
| Health care | 110 | 110 | 100 |
| Housing | 66 | 144 | 100 |
| Transportation | 110 | 113 | 100 |
| Utilities | 114 | 112 | 100 |
| Lifestyle & Entertainment | 108 | 111 | 100 |
| Household Items | 105 | 106 | 100 |
| Education & Childcare | 117 | 118 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Auburn? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Auburn stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Auburn are priced in a manner consistent with other areas. This means that residents of Auburn can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is Auburn an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Auburn, the median home price is 40.1% lower than what most folks pay across the country, and monthly rent prices are 21.3% lower than the usual rates. Income levels in Auburn come in at $65,107, which is 20% lower than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Auburn starts at 4% and the income tax rates start at 4%.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Auburn, the healthcare costs are 9.8% higher than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Auburn, the housing index is 34.5% lower than the national average.
The cost of living estimates displayed for Auburn are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $103,017 | $8,585 | $2,404 | $3,091 |
| Renters | $40,556 | $3,380 | $946 | $1,217 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Savannah, NY | 561 | 90 | 10.1% |
| Romulus, NY | 446 | 92 | 8.1% |
| Port Byron, NY | 1,066 | 94 | 5.8% |
| Waterloo, NY | 4,839 | 94 | 6.4% |
| Seneca Falls, NY | 6,507 | 95 | 5.0% |
| Auburn, NY | 27,187 | 96 | 3.8% |
| City | Population | Cost of Living Index | National Avg. |
| Sun City Center, FL | 27,177 | 112 | 12.1% |
| Ewa Gentry, HI | 27,203 | 172 | 71.7% |
| University Park, FL | 27,166 | 114 | 13.8% |
| Daphne, AL | 27,160 | 104 | 3.6% |
| Dieppe, NB | 27,260 | n/a | |
| Auburn, NY | 27,187 | 96 | 3.8% |
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