| Index | Daphne | Alabama | National |
| Cost of living | 104 | 89 | 100 |
| Groceries | 97 | 96 | 100 |
| Health care | 93 | 95 | 100 |
| Housing | 121 | 74 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 101 | 97 | 100 |
| Lifestyle & Entertainment | 98 | 94 | 100 |
| Household Items | 96 | 96 | 100 |
| Education & Childcare | 92 | 93 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Daphne? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Daphne stands at 104, making it 4% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Daphne are priced in a manner consistent with other areas. This means that residents of Daphne can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Housing costs significantly influence the Daphne cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 20.7%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
The most insightful perspective on a city comes from its residents. We recently surveyed 11 locals to gauge their perception of the cost of living in Daphne. The feedback revealed that 64% of respondents found the cost of living to be reasonable, with prices on the decline, while 36% regarded it as notably expensive with prices that continue to rise.
Is Daphne an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Daphne, the median home price is 21.3% higher than what most folks pay across the country, and monthly rent prices are 19.1% higher than the usual rates. Income levels in Daphne come in at $107,327, which is 32% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Daphne, healthcare costs are 7.2% lower than the national average.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Daphne, the utilities index is 1.1% higher than the national average.
The Daphne cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $119,147 | $9,929 | $2,780 | $3,575 |
| Renters | $83,783 | $6,982 | $1,955 | $2,514 |
| State | General Sales Tax | With Max Surtax |
| Alabama | 4% | 13.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Alabama | 2% | 5% |
| City | Population | Cost of Living Index | National Avg. |
| Prichard, AL | 22,203 | 82 | 17.6% |
| Chickasaw, AL | 5,954 | 84 | 16.2% |
| Belle Fontaine, AL | 514 | 87 | 12.5% |
| Robertsdale, AL | 6,958 | 90 | 10.2% |
| Stapleton, AL | 2,562 | 90 | 9.9% |
| Daphne, AL | 27,160 | 104 | 3.6% |
| City | Population | Cost of Living Index | National Avg. |
| University Park, FL | 27,166 | 114 | 13.8% |
| Sun City Center, FL | 27,177 | 112 | 12.1% |
| Auburn, NY | 27,187 | 96 | 3.8% |
| Ewa Gentry, HI | 27,203 | 172 | 71.7% |
| Troy, OH | 27,108 | 91 | 9.1% |
| Daphne, AL | 27,160 | 104 | 3.6% |
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