Northfield, IL Cost Of Living

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Northfield cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Northfield	Illinois	National
Cost of living index	158	98	100
Index	Northfield	Illinois	National
Goods & Services index	109	98	100
Groceries index	104	97	100
Health care index	100	100	100
Housing index	278	95	100
Transportation index	125	112	100
Utilities index	93	97	100

A general summary of the cost of living index in Northfield, IL is shown above. Compared to the state average of Illinois the cost of living index in Northfield, IL is 158, which is 61% higher than the average in Illinois and compared to the national average it is 58% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Northfield, IL goods and services come in at 12% higher than the average in Illinois and are 9% higher than compared to the nationwide average.

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Did you know?

The cost of living in Northfield is 61% higher than the Illinois average.
The cost of living in Northfield is 58% higher than the national average.
The cost of housing in Northfield is 178% higher than the national average.
Illinois general sales tax is 23% higher than the national average.
Illinois state income tax is 123% higher than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is meant to help you compare your salary in Northfield, IL to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Northfield, IL, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Northfield, IL salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$135,162	$11,264	$3,154	$4,055
Renters	$59,444	$4,954	$1,387	$1,783

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Northfield, IL as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Northfield, IL homeowners, is $135,162. This would allow for a maximum of $3,154 per month to be spent on housing costs. For renters, the median monthly income is $59,444 which would result in a maximum of $1,387 to be spent on rental costs.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

When you are determining the total cost of living in Northfield, IL you will want to make sure you consider both the Illinois sales tax and the Illinois income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Illinois is 6.25%, with the highest surtax being 10.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Illinois have a range from 4.95% to 4.95%.

Goods & Services

Item	Northfield	National avg.	Difference
Haircut	$22.00	$17.49	25.8%
Beauty Salon	$69.77	$38.17	82.8%
Toothpaste	$2.69	$2.32	15.9%
Shampoo	$0.92	$1.01	9.1%
Movie	$14.86	$10.72	38.6%
Bowling	$19.00	$13.86	37.1%

Groceries

Item	Northfield	National avg.	Difference
Ground Beef	$4.07	$3.90	4.4%
Fried Chicken	$1.74	$1.40	24.7%
Milk	$2.09	$1.96	6.5%
Potatoes	$3.74	$3.18	17.5%
Pizza	$10.00	$10.39	3.8%
Beer	$8.14	$9.23	11.8%

Health Care

Item	Northfield	National avg.	Difference
Optometrist	$97.00	$106.34	8.8%
Doctor	$105.00	$115.25	8.9%
Dentist	$102.00	$98.38	3.7%
Ibuprofen	$9.95	$9.26	7.4%
Lipitor	$494.16	$466.47	5.9%

Housing

Item	Northfield	National avg.	Difference
Home Price	$597,900.00	$184,700.00	223.7%
Avg. Mortgage Payment	$1,857.61	$1,273.32	45.9%
Apartment Rent	$1,613.00	$949.00	70.0%

Transportation

Item	Northfield	National avg.	Difference
Gasoline	$3.42	$2.59	31.8%
Tire Balancing	$57.00	$48.90	16.6%

Utilities

Item	Northfield	National avg.	Difference
All Electricity	$131.81	$167.60	21.4%
Phone	$200.46	$163.42	22.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
North Chicago, IL	30,023	98	-2%
Stone Park, IL	4,936	99	-1%
Northlake, IL	12,339	102	2%
Franklin Park, IL	18,290	102	2%
Melrose Park, IL	25,422	103	3%
Northfield, IL	5,374	158	58%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Bright, IN	5,375	96	-4%
Bellingham, MA	5,376	127	27%
New Castle, DE	5,372	113	13%
Fairport, NY	5,372	99	-1%
Highwood, IL	5,377	126	26%
Northfield, IL	5,374	158	58%

Source: The Northfield, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Northfield, IL Cost of Living