Cost of Living in Northfield, IL

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F
74%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
249%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Northfield Illinois National
Cost of living17498100
Groceries98100100
Health care99100100
Housing34995100
Transportation102101100
Utilities9799100
Lifestyle & Entertainment102100100
Household Items98100100
Education & Childcare102100100
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Homes For Sale In Northfield, IL

property for sale

586 Earl Dr

Northfield, IL
property for sale

1712 Northfield Sq Unit F

Northfield, IL
property for sale

1938 North Dr

Glenview, IL
property for sale

238 W Frontage Rd

Northfield, IL

Cost Of Living Quick Facts

  • The cost of living in Northfield is 77% higher than the Illinois average
  • The cost of living in Northfield is 74% higher than the national average
  • Northfield housing is 249% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Northfield

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$220,349$18,362$5,141$6,611
      Renters$116,517$9,710$2,719$3,496
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Northfield, IL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Northfield homeowners, is $220,349. This would allow for a maximum of $5,141 per month to be spent on housing costs. For renters, the median monthly income is $116,517 which would result in a maximum of $2,719 to be spent on rental costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      North Chicago, IL30,865955.0%
      Berkeley, IL5,2661000.2%
      Stone Park, IL4,9971000.4%
      Northlake, IL12,6961021.7%
      Melrose Park, IL26,1711022.0%
      Northfield, IL5,89617474.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      El Cerrito CDP, CA5,89614141.1%
      Newtown Grant, PA5,89813939.1%
      Fellsmere, FL5,893945.8%
      The Village of Indian Hill, OH5,900215114.6%
      Rancho Murieta, CA5,89115858.3%
      Northfield, IL5,89617474.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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