A+
2%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index East Stroudsburg Pennsylvania National
Cost of living9897100
Groceries100100100
Health care9799100
Housing9590100
Transportation100101100
Utilities9899100
Lifestyle & Entertainment98100100
Household Items9999100
Education & Childcare98101100
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An Overview of Cost of Living in East Stroudsburg, PA

Are you thinking about relocating, but curious about the potential cost of living in East Stroudsburg? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in East Stroudsburg stands at 98, making it 2% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in East Stroudsburg closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of East Stroudsburg can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is East Stroudsburg Affordable?

Wondering if East Stroudsburg is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In East Stroudsburg, for example, the median home price is 15.5% lower than what folks pay nationally, and monthly rent is 18.4% higher than the usual rates. Plus, income levels matter too, with East Stroudsburg boasting a median household income of $83,917, which is 3.2% higher than the national average.

What Factors can Influence the Cost of Living in East Stroudsburg?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In East Stroudsburg, the groceries index is 0.2% lower than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In East Stroudsburg, the standard sales tax rate starts at 6%, and the income tax rates commence at 3.07%.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In East Stroudsburg, healthcare costs are 2.7% lower than the national average.

Where is the Data From?

The East Stroudsburg cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in East Stroudsburg is 1% higher than the Pennsylvania average
  • The cost of living in East Stroudsburg is 2% lower than the national average
  • East Stroudsburg housing is 5% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around East Stroudsburg

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Compare East Stroudsburg, PA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,824$9,569$2,679$3,445
      Renters$56,599$4,717$1,321$1,698
      The affordability of the housing market in East Stroudsburg, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among East Stroudsburg homeowners, the median income is $114,824. This indicates that a monthly maximum of $2,679 should be spent by homeowners on all housing related costs. Renters have a median income of $56,599. This indicates that renters would have a maximum of $1,321 for their rent related monthly costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Great Meadows, NJ272991.2%
      Port Murray, NJ223991.2%
      Buttzville, NJ59991.2%
      Pocono Ranch Lands, PA1,225909.6%
      Oxford, NJ1,332955.0%
      East Stroudsburg, PA10,453982.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waynesville, NC10,454972.6%
      Chester, NS10,450n/a 
      Doraville, GA10,4491098.6%
      Linthicum, MD10,45812626.1%
      Waverly, IA10,459955.1%
      East Stroudsburg, PA10,453982.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.