D-
26%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
66%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Linthicum Maryland National
Cost of living126121100
Groceries107105100
Health care111109100
Housing166151100
Transportation110109100
Utilities111108100
Lifestyle & Entertainment111109100
Household Items105105100
Education & Childcare111112100
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An Overview of Cost of Living in Linthicum, MD

Knowing the cost of living in Linthicum allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Linthicum stands at 126, marking it 26% higher than the national average.

If you prioritize affordability when seeking a new place to live, Linthicum may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Linthicum falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs are a major factor in the Linthicum cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 65.6% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Linthicum Affordable?

Is Linthicum an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Linthicum, the median home price is 68.5% higher than what most folks pay across the country, and monthly rent prices are 58.9% higher than the usual rates. Income levels in Linthicum come in at $141,273, which is 73.7% higher than the national average.

What Factors can Influence the Cost of Living in Linthicum?

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Linthicum comes in at 11.3% higher than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Linthicum, the housing index is 65.6% higher than the national average.

Where is the Data From?

The Linthicum cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Linthicum is 4% higher than the Maryland average
  • The cost of living in Linthicum is 26% higher than the national average
  • Linthicum housing is 66% higher than the national average
  • Maryland general sales tax is 18% higher than the national average
  • Maryland state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Linthicum

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$148,557$12,380$3,466$4,457
      Renters$112,314$9,360$2,620$3,370
      The affordability of the housing market in Linthicum, MD as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Linthicum homeowners, the median income is $148,557. This indicates that a monthly maximum of $3,466 should be spent by homeowners on all housing related costs. Renters have a median income of $112,314. This indicates that renters would have a maximum of $2,620 for their rent related monthly costs.

      Maryland Sales Tax

      State General Sales Tax With Max Surtax
      Maryland 6% 6%

      Maryland Income Tax

      State Income Tax (Low) Income Tax (High)
      Maryland 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dundalk, MD65,2411065.9%
      Lansdowne, MD8,9641044.0%
      Baltimore, MD621,7441087.9%
      Essex, MD40,7241087.7%
      Woodlawn CDP (Prince George's County), MD8,0711109.6%
      Linthicum, MD10,45812626.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waverly, IA10,459955.1%
      Bois-des-Filion, QC10,460n/a 
      Quesnel, BC10,461n/a 
      Waynesville, NC10,454972.6%
      East Stroudsburg, PA10,453982.5%
      Linthicum, MD10,45812626.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.