Waynesville, NC Cost Of Living

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Waynesville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Waynesville	North Carolina	National
Cost of living index	93	94	100
Index	Waynesville	North Carolina	National
Goods & Services index	97	98	100
Groceries index	94	98	100
Health care index	101	107	100
Housing index	84	85	100
Transportation index	96	98	100
Utilities index	104	96	100

Here we can see a simple outline of the cost of living in Waynesville, NC. As you can see, with the average cost of living in Waynesville, NC being 93, that puts it 1% lower than the average of North Carolina and 7% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Waynesville, NC, the price of goods and services are 1% lower than the average of North Carolina as well as 3% lower than the nation's average.

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Did you know?

The cost of living in Waynesville is 1% lower than the North Carolina average.
The cost of living in Waynesville is 7% lower than the national average.
The cost of housing in Waynesville is 16% lower than the national average.
North Carolina general sales tax is 7% lower than the national average.
North Carolina state income tax is 159% higher than the national average.

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Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator allows you to compare how much your current salary in Waynesville, NC would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Waynesville, NC, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Waynesville, NC salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$43,354	$3,613	$1,012	$1,301
Renters	$26,797	$2,233	$625	$804

The affordability of the housing market in Waynesville, NC as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Waynesville, NC homeowners, the median income is $43,354. This indicates that a monthly maximum of $1,012 should be spent by homeowners on all housing related costs. Renters have a median income of $26,797. This indicates that renters should have a maximum of $625 used for their rent related monthly costs.

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	5.75%	5.75%

When assessing the complete cost of living in Waynesville, NC, the North Carolina income tax and the North Carolina sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The North Carolina maximum surtax is 7.5%, and the North Carolina sales tax is 4.75%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 5.75% to 5.75% in North Carolina.

Goods & Services

Item	Waynesville	National avg.	Difference
Haircut	$18.68	$16.09	16.1%
Beauty Salon	$36.55	$37.33	2.1%
Toothpaste	$2.18	$2.45	10.9%
Shampoo	$0.98	$1.00	1.8%
Movie	$10.65	$10.28	3.6%
Bowling	$5.08	$4.93	3.0%

Groceries

Item	Waynesville	National avg.	Difference
Ground Beef	$3.94	$3.80	3.6%
Fried Chicken	$1.18	$1.40	15.4%
Milk	$1.89	$2.01	5.6%
Potatoes	$2.79	$3.01	7.3%
Pizza	$11.26	$9.89	13.9%
Beer	$8.51	$8.90	4.4%

Health Care

Item	Waynesville	National avg.	Difference
Optometrist	$85.89	$102.16	15.9%
Doctor	$94.49	$108.36	12.8%
Dentist	$113.79	$92.53	23.0%
Ibuprofen	$7.75	$9.28	16.5%
Lipitor	$394.01	$425.82	7.5%

Housing

Item	Waynesville	National avg.	Difference
Home Price	$159,900.00	$184,700.00	13.4%
Avg. Mortgage Payment	$1,241.63	$1,202.44	3.3%
Apartment Rent	$725.00	$949.00	23.6%

Transportation

Item	Waynesville	National avg.	Difference
Gasoline	$2.20	$2.24	1.9%
Tire Balancing	$42.52	$46.29	8.2%

Utilities

Item	Waynesville	National avg.	Difference
All Electricity	$159.88	$165.96	3.7%
Phone	$32.47	$28.68	13.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Canton, NC	4,182	89	-11%
West Canton, NC	1,390	90	-10%
Sylva, NC	2,599	91	-9%
Clyde, NC	1,226	91	-9%
Cullowhee, NC	5,556	96	-4%
Waynesville, NC	9,788	93	-7%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Wapakoneta, OH	9,786	86	-14%
Valley Center, CA	9,783	143	43%
Marina del Rey, CA	9,782	159	59%
Elon, NC	9,781	104	4%
Coffeyville, KS	9,796	85	-15%
Waynesville, NC	9,788	93	-7%

Source: The Waynesville, NC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Waynesville, NC Cost of Living