Cost of Living in Colonial Beach, VA

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B
11%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Colonial Beach Virginia National
Cost of living111111100
Groceries106103100
Health care112103100
Housing115129100
Transportation112105100
Utilities112104100
Lifestyle & Entertainment113103100
Household Items104102100
Education & Childcare114109100
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Homes For Sale In Colonial Beach, VA

property for sale

244 6th St

Colonial Beach, VA
property for sale

500 Lincoln Ave

Colonial Beach, VA
property for sale

87 Cedar Ln

Colonial Beach, VA
property for sale

59 Rustic Ln

Colonial Beach, VA

Cost Of Living Quick Facts

  • The cost of living in Colonial Beach is equal to the Virginia average
  • The cost of living in Colonial Beach is 11% higher than the national average
  • Colonial Beach housing is 15% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Colonial Beach

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$112,894$9,408$2,634$3,387
      Renters$30,757$2,563$718$923

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rock Point, MD6411010.1%
      Montross, VA5681098.8%
      Port Royal, VA1541077.4%
      Charlotte Hall, MD1,78611717.4%
      Cobb Island, MD1,14511818.1%
      Colonial Beach, VA3,67511111.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Camden, ME3,67511919.1%
      Elim, PA3,6758713.1%
      Durham, CT3,67612626.0%
      St. James, MD3,67611717.4%
      Peralta, NM3,676964.1%
      Colonial Beach, VA3,67511111.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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